FICO Survey: Secondary Market Expects Higher Volatility in 2023
FICO pulse survey finds that secondary market wants more information on transition to FICO Score 10 T
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Joanne Gaskin
Joanne Gaskin is Vice President of Scores and Analytics at FICO. Ms. Gaskin is responsible for the FICO Scores Mortgage and Capital Markets practice which encompasses setting the strategic direction of FICO’s analytic solutions and partnerships serving mortgage and capital market participants. In her role, Ms. Gaskin works globally in partnership with financial institutions, regulatory agencies and industry stakeholders with a focus on making better credit decisions to drive growth, profitability and customer satisfaction. She is driven by the positive impact that FICO makes on the lives of consumers by working collaboratively with the financial services industry.
With more than 25 years in financial services, Joanne has led analytic and product development efforts to address some of the most critical topics impacting financial services which has led to several patents being awarded for new analytic methodologies.
Joanne is frequently quoted in the WSJ and other financial press on credit related topics and launched the FICO Score A Better Future program in 2018. Prior to joining FICO, Ms. Gaskin founded and served as President and CEO of Auto Club Trust, and Executive Vice President with Michigan National Bank.
With more than 25 years in financial services, Joanne has led analytic and product development efforts to address some of the most critical topics impacting financial services which has led to several patents being awarded for new analytic methodologies.
Joanne is frequently quoted in the WSJ and other financial press on credit related topics and launched the FICO Score A Better Future program in 2018. Prior to joining FICO, Ms. Gaskin founded and served as President and CEO of Auto Club Trust, and Executive Vice President with Michigan National Bank.
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Cash Flow Data Can Improve Credit Access with an UltraFICO® Score
Among U.S. consumers who don’t have enough credit history to generate a traditional FICO® Score, over 15 million could receive an UltraFICO® Score
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FICO Fact: No Credit Score Versus Low Credit Score
A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting.
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Continuous Financial Education for Women Small Business Owners
FICO-hosted panel at NAWBO’s 2022 Advocacy Days discusses how financial education impacts access to capital and business growth for small businesses.
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FICO Fact: How Alternative Data Enhances the Accuracy of Consumer Credit Profiles
Developed by FICO in partnership with LexisNexis Risk Solutions and Equifax, FICO® Score XD 2 utilizes alternative data—data not included in the traditional credit bureau file
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FICO Fact: How Current is the Data in my FICO Score?
The data reflected in your FICO® Score can be as recent as a payment reported by your lender today.
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FICO Fact: Does FICO’s Minimum Scoring Criteria Limit Consumers’ Access to Credit?
Over the last 30 years, FICO has continued to analyze the minimum amount of credit bureau data that is necessary to deliver a reliable, predictive FICO® Score to the market.
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FICO Fact: Do FICO Scores Consider Telco and Utility Data?
The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989.
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FICO Applauds FHFA Inclusion of Rental Data in Underwriting
FHFA and Fannie Mae take significant step forward in the use of alternative data
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How FICO and Operation HOPE are Taking Steps toward Financial Literacy for All
FICO is taking a number of steps to promote credit education and financial independence alongside Operation HOPE.
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FICO's National "Score A Better Future" Credit Education Program Reaches Milestone
92% of attendees agree it's more important than ever to learn the top factors that impact their credit score and receive access to personalized credit coaching.
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FICO Continues Commitment to Alternative Data to Responsibly Increase Credit Access
FICO is waiving FICO fees for all new FICO Score XD customers for the next 12 months.
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