Proposed FDIC Insurance Assessment Rule is an Industry Win
Kudos to the FDIC! As the financial services industry continues to deal with a wave of Dodd-Frank regulations, it is enc...
Andrew Jennings
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Making decisions based on current market behavior
Test-and-learn cycles have taken on new importance since the financial crisis. In many markets today, there's been s...
Strategic Defaults Not Going Away Anytime Soon
I’ve been blogging about results from our latest quarterly survey of US bank risk officers – specifically how they expec...
Bankers getting ready to loosen the purse strings
In my last post, I discussed the optimism of US bankers regarding loan delinquencies in our latest quarterly risk survey...
Optimism grows among US lenders
Are US bankers embracing the economic recovery? According to our latest quarterly survey of 200+ US risk officers, it ce...
Finding the levers to change customer behavior
Forward-looking economic calibrations of risk, such as those I described in my last post, are being folded into a wide r...
Economically calibrating risk predictions
While there are many commentators trying the define what the “new normal” will look like in a post-crisis economy, there...
Banking’s new normal is emerging—but not where you expect
Over the past year, there has been plenty of writing about the prospect of stability—the so-called "new normal"...
Balancing risk and growth in APAC
I've been blogging about FICO’s most recent quarterly survey of U.S. bank risk professionals, which included questio...
Global concerns impacting U.S. economy
In my last post, I shared the results of our quarterly survey of U.S. bankers that showed serious concerns about delinqu...
Student Loans Seen as Next Casualty of Sluggish Economy
The results of our quarterly survey of U.S. bank risk professionals are in.  The number that really jumps out to m...
Adapting to New Interchange Rules on Debit Cards
Regulatory challenges were clearly top of mind for the 700 banking clients that gathered at last month's FICO World ...
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