Credit Line Increase Trends: A Mixed Bag
Since the recession of 2008-2009, there has been quite a bit of discussion about credit lines. Are they going up? Are th...
Andrew Jennings
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US Bank Priorities for 2013: Big Data, Customer Experience
I've been blogging about results from our latest quarterly
survey of US bank risk professionals. This quarter, we ...
Secrets of Big Data Success – Live from FICO World 2013
At this week’s FICO World conference in Miami, Big Data has taken center stage. Our keynote panellist yesterday, Kenneth...
Credit Picture Getting Brighter for Small Businesses
<p>The availability of credit for small businesses has been a concern throughout the economic recovery. Our latest <a hr...
US Risk Managers Bullish On Housing Recovery
I’m always curious to see what insight our quarterly survey of US bank risk professionals will yield. Here’s a finding t...
Challenging Assumptions About Consumer Deleveraging in the US
Conventional wisdom holds that US consumers have been deleveraging—either voluntarily or involuntarily—since the recessi...
The Great Consumer Releveraging of 2013 … or Not
As I’ve discussed previously,
bankers seem to think years of deleveraging by US consumers will finally end in
2013. ...
Is Consumer Credit Underwriting Looser?
Last month I wrote about growing optimism of US bank risk managers. A large majority of those polled expect consumers ov...
2013 Bank Priorities Are Remarkably Similar Worldwide
<p>In our <a href="http://bankinganalyticsblog.fico.com/2013/01/has-deleveraging-in-the-us-come-to-an-end.html" target="...
Has Deleveraging in the US Come to an End?
After five years of nearly uninterrupted deleveraging, are American consumers (with a little help from lenders) ready to...
Analytics and the Human Factor
I have been heartened in the last few days and weeks as I follow the Big Data press and blogs. There is a noticeable shi...
How Big Does Big Data Need to Be?
Big Data was on the agenda last week at the third annual Asia Pacific Chief Risk Officer Forum, held in Bangkok and host...
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