Dispelling common scoring myths
If your experience is anything like ours, you’ve found that some banking customers harbor strange ideas about credit sco...
Rachel Bell
Rachel leads business operations for FICO's Scores division. Rachel has more than 15 years experience in developing and delivering scoring solutions for originations, account management, and marketing applications globally.
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Positive data sharing in Brazil is a positive move
One of the reasons that the FICO® Scores are so powerful a risk predictor in the U.S. is that the underlying credit bure...
What will consumer spending look like this holiday season?
A recent myFICO® survey of US consumers sheds light on consumer spending plans and concerns for the upcoming holiday sea...
Clearing away the fog around HELOCs
Home Equity Lines Of Credit are an odd hybrid, offering the convenience of revolving credit and the security of a real e...
Paying off a trade line in collection
Credit scores hold true to the axiom that “Actions speak louder than words.”  How each of us acts toward credit an...
Profitable line increases after the CARD Act
The CARD Act has posed a number of challenges for issuers, not the least of which is how best to determine a consumer...
Auto risk on the decline
New auto risk is on the decline. Recent FICO research shows lower delinquency rates and better performance on new auto l...
Does making a high salary automatically mean one is a good credit risk?
We receive thousands of consumer questions, feedback and thoughts about credit scores through our myFICO.com portal....
FICO® Scores in mortgage lending — a few facts
When it comes to FICO® Scores for mortgage origination, several myths remain frustratingly hard to kill. Case in point: ...
How do FICO® 8 scores change the score distribution?
One reason there are more consumers today with scores at the high and low ends of the 300-850® score range for FICO® Sco...
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