Meet Our 2025 FICO Decision Awards Judges

Regan Goble, risk analytics senior manager at Westpac NZ (Previous Winner) 
Regan Goble leads the credit decision analytics function at Westpac NZ, overseeing credit lifecycle management strategies for consumer lending. He has played a key role in modernizing Westpac NZ’s credit decisioning capabilities, earning recognition in the 2024 FICO Decision Awards. With more than 20 years in financial services, Regan has led market and credit risk analytics teams across the US, UK, Singapore, and New Zealand. He is passionate about using data and advanced analytics to automate processes and optimize outcomes. 

Megha Kumar, research vice president at IDC 
Megha Kumar is the research vice president at IDC, leading global research on business analytics, enterprise intelligence, and decisioning solutions within the AI, automation, data, and analytics organization. Her research offers insights into technology trends, adoption, and vendor strategies, with a focus on business analytics and decision intelligence. Megha also explores best practices for building data-driven organizations, including data culture and the evolving roles of key personas. 

Joe McKendrick, analyst and senior contributor at Forbes 
Joe McKendrick is an author, independent researcher and speaker exploring innovation, information technology trends and markets. He is a senior contributor to Forbes, exploring topics such as digital transformation, artificial intelligence, and the forces moving markets and careers. Joe is regularly published in Harvard Business Review and has a column on CNET's ZDNet site, exploring the technology implications of business transformation. He also served as co-chair of the past three AI Summits in New York. 

Luiz Pacete, technology and marketing industry influencer 
Luiz Pacete is a recognized influencer and industry expert, serving as the technology and innovation editor at Forbes Brazil as well as curator at Rio2C. A LinkedIn Top Voices - Creator, TEDx Speaker, and Forbes+ Expert, Pacete is also an admired figure in tech. He frequently covers major events like SXSW and is a recipient of the Prêmio Comunique-se 2021. His expertise spans marketing, innovation, startups, AI and VR. 

Ali Paterson, founder and editor-in-chief at Fintech Finance
At Fintech Finance (FF News), Ali Paterson and his team create engaging and insightful content covering the full spectrum of financial services, from branches to blockchain. Founded in 2015 in his kitchen with his brother-in-law, FF News has grown rapidly, producing top-notch episodes, interviews, and event coverage. Ali focuses on production and editorial for its video channels and magazines, hosting episodes where he interviews the brightest minds in fintech and attends the coolest events around the globe. 

Mike Roberts, head of unsecured retail risk at HSBC UK bank (Previous Winner) 
Mike Roberts is a credit risk leader with more than 25 years of experience across the full credit lifecycle, including non-financial risk management at four major financial services providers. Currently, he serves as head of unsecured credit risk for HSBC UK, overseeing credit risk management for credit cards, personal loans and overdrafts across HSBC, M&S Bank, and First Direct. Mike is highly analytical and skilled in optimizing credit risk strategies through detailed scorecard development and portfolio performance analysis. 

Erin Stillwell, head of strategic partnerships and engagements at TSYS (Previous Winner) 
Erin Stillwell is the head of Strategic Partnerships and Engagements at TSYS, with over 20 years in the payments industry. She leads the Global Strategic Partnerships practice, focusing on fintechs, product solutions, and payment networks. Erin is skilled in SaaS, payments modernization, corporate strategy, M&A and digital transformation. Her previous roles at TSYS include managing corporate strategy and planning, driving growth in issuer, acquiring, and prepaid lines of business.  

Allan Tan, group editor-in-chief at Cxociety 
Allan Tan is the group editor-in-chief for Cxociety, leading the editorial teams for FutureCFO, FutureCIO, FutureCISO, and FutureIoT. He supports content marketing for Cxociety clients, including roundtables, executive forums and targeted surveys. Allan frequently moderates and chairs industry events like the C-Engage Convention and the FutureCFO series. With more than 41 years of experience across business, technology, and operational disciplines, his expertise spans sales, marketing, PR and software design.