BNPL in Credit Reports: How Could This Data Impact FICO Scores?
Key findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Learn moreKey findings from FICO research suggests how the inclusion of Buy Now, Pay Later (BNPL) loan data in consumer credit report files could affect FICO Scores
Learn moreIn conversation with Scott Zoldi, FICO's Chief Analytics Officer.
Learn moreThe FICO Score is a broad-based, independent standard measure of credit risk
Learn moreIt generally takes some time for the effects of a major macroeconomic event to start to show up in consumers’ credit reports.
Learn moreWhat FICO Scores can tell us about the road ahead
Learn moreThe FICO Score doesn’t negatively consider forbearance/deferment agreements.
Learn moreFICO Score 10 Suite gives lenders unparalleled flexibility and predictive power to make even more precise lending decisions
Learn moreA closer look at how much the national average FICO Score has been impacted by notable changes in the FICO scorable population
Learn moreThe national average FICO Score has steadily risen over the past decade
Learn moreA recent Bloomberg article asserted that “consumer credit scores have been artificially inflated over the past decade,” as credit scores have steadily increased over the past decad…
Learn moreAfter a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Here are four key developments in credit scoring that we wil…
Learn more"There are three kinds of lies: lies, damned lies, and statistics" - Attributed to Benjamin Disraeli, British PM (1874-1880) In assessing the predictive value of…
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