Average U.S. FICO Score Ticks Up to 706
The national average FICO Score has steadily risen over the past decade
Ethan Dornhelm
Ethan Dornhelm, Vice President, FICO Scores and Predictive Analytics, leads the research and analytic development of FICO® Scores in the U.S. and Canada. Ethan is responsible for maintaining the predictive power the core product line as well as research and development of new scoring products, alternative data, analytic methodologies and machine learning implementations. Most recently, his diverse and high-performance team launched the newest FICO® Score 10 Suite, as well as the alternative data-driven solutions FICO® Score XD 2 and the UltraFICO® Score. Ethan’s team also develops the analytic features available to millions of consumers via FICO’s B2C solutions -- myFICO.com and FICO® Score Open Access. Ethan has a B.S. in management science/operations research from UC San Diego.
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Average U.S. FICO Score Hits New High
For the first time, the average FICO® Score in the U.S. has reached 704, showing a steady upward trend in US credit quality.
Can Machine Learning Build a Better FICO Score?
FICO conducted a research project to see just how much lift unconstrained, state-of-the-art ML techniques might offer over the FICO Score.
US Average FICO Score Hits 700: A Milestone for Consumers
FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior.
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