New Fraud Analytics Learn from Global Behavior
My analytics team has been working on some exciting new technologies that improve fraud detection while reducing decline...
Scott Zoldi
Dr. Scott Zoldi is chief analytics officer at FICO, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. Dr. Scott Zoldi has been listed as an inventor on 116 AI and software patents, in collaboration with other data and analytic scientists, and he is also named on an additional 46 patent applications in process. Scott is an industry leader in the responsible use of AI, Generative AI (GenAI), and Agentic AI, as well as an outspoken proponent of AI governance and regulation. His groundbreaking work in focused language models (FLMs) for GenAI and a patented use of blockchain technology for AI model development governance has helped propel Scott to AI visionary status. His recent awards include Constellation Research Award AI150, Tech Leadership Award from Banking Tech Awards, Tech Influencer Highly Commendable Award from DataIQ Data & AI Awards, San Diego Business Journal - Leaders of Influence in Technology (2025); Tech Leadership - Software & Services Provider from Fintech Futures, MachineCon AI100 Award, Innovator Award from American Banker (2024); Global Finance Innovator Award (FICO) (2023); and Corinium Future Thinking Award (2022). An enthusiastic member of the southern California tech community, Scott serves on the Boards of Directors of Software San Diego and the San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University, and his work has been published in The Harvard Business Review and numerous scientific journals.
When not at his office or on a plane, Scott can often be found in his Ford Bronco, exploring the desert around San Diego with his family. To hear more of his views follow Scott on LinkedIn and BlueSky @ScottZoldi.
When not at his office or on a plane, Scott can often be found in his Ford Bronco, exploring the desert around San Diego with his family. To hear more of his views follow Scott on LinkedIn and BlueSky @ScottZoldi.
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Customer-Centric Innovations in Fraud Analytics
There's tremendous emphasis on increasing customer centricity in banking these days, and indeed a big focus of my fr...
FICO World Preview: Leveraging Big Data Analytics for Streaming Data
By Scott Zoldi
In my session at FICO World on leveraging Big Data analytics for streaming data, we will be discussing ...
To Boost Customer Centricity, Focus on Your High Spenders
Many banks have automated rules in place that decline card transactions indicative of high fraud risk. In so doing, they...
Reducing the Impact of Card-Not-Present Fraud
The internet has opened up virtually unlimited opportunities for entrepreneurs and zealous shoppers alike. On the flip s...
Dynamic Detection for the Global Fraud Fight
Those of you who follow this blog know that I regularly discuss analytic innovations that boost fraud detection. One suc...
Big Data in Fraud: A Need to Stream
Today’s buzz around Big Data is bringing renewed attention to the need for streaming analytics—a focus that, if you ask ...
Research shows spikes in US card fraud
We've just released new research
from our FICO® Falcon® Fraud Consortium in the US. It revealed some intriguing cre...
Big Data Changes the Analytics Paradigm
Big Data is a hot topic today that stems back to the early days of high-performance computing and parallel computing, wh...
Fraud vs. Customer Impact—A Tricky Balancing Act
I recently returned from giving the keynote address at the 2012 Financial Cryptography and Data Security conferenc...
Celebrating fraud innovation
I'm proud to announce that FICO® Falcon® Fraud Manager 6 Analytics was named a finalist in the CONNECT Most Innovati...
Fighting Enterprise Fraud
Increasingly banks are looking to leverage the full breadth of data related to customers to make better decisions, and f...
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