Addressing Portfolio Risk in Economic Uncertainty: Part 2 (2022)
Building portfolio risk resilience into customer acquisition
David Binder
David Binder is a senior director within FICO’s Scores product management team, supporting clients in the adoption of new solutions, including the FICO® Resilience Index.
Previously, David led FICO’s global IFRS 9 and CECL practice. Prior to joining FICO, David was a credit risk director for Barclaycard in London, responsible for managing and forecasting its global £1.2bn annual impairment (credit loss allowance) budget, as well as overseeing Barclaycard's internal and external stress tests. David's other professional experience includes senior roles with financial services consulting and analysis firms Argus Information and Advisory Services and First Manhattan Consulting Group in New York, as well as private equity real estate investment management firm Evans Randall in London. David holds a bachelor’s degree cum laude in Applied Mathematics from Harvard University, and is currently pursuing an MSc degree in Data Science and Organizational Behavior from the Burgundy School of Business.
Previously, David led FICO’s global IFRS 9 and CECL practice. Prior to joining FICO, David was a credit risk director for Barclaycard in London, responsible for managing and forecasting its global £1.2bn annual impairment (credit loss allowance) budget, as well as overseeing Barclaycard's internal and external stress tests. David's other professional experience includes senior roles with financial services consulting and analysis firms Argus Information and Advisory Services and First Manhattan Consulting Group in New York, as well as private equity real estate investment management firm Evans Randall in London. David holds a bachelor’s degree cum laude in Applied Mathematics from Harvard University, and is currently pursuing an MSc degree in Data Science and Organizational Behavior from the Burgundy School of Business.
All posts
Addressing Portfolio Risk in Economic Uncertainty: Part 1 (2022)
This four-part series looks at embedding portfolio risk resilience into decisions across the credit lifecycle through targeted application of the FICO® Resilience Index
FICO® Resilience Index - Benchmarking Portfolio Resilience
Highlighting results from FICO’s release of FICO® Resilience Index benchmarking reports for 2022
Measuring Financial Resilience: Edinburgh Scoring Conference
At the 2021 Edinburgh Credit Scoring conference, we will address scoring innovations that can improve decisions in all different economic scenarios
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 2
Building resilience into customer acquisition
How to Address Portfolio Risk Volatility Through Economic Uncertainty - Part 1
This four-part series looks at embedding portfolio resilience into decisions across the credit lifecycle through targeted application the FICO® Resilience Index
Improving Predictive Power with the FICO Score 10 Suite
Analysis showed that the FICO Score 10 suite outperformed the version of FICO Score currently in use.
How to Avoid the 5 Most Common Pitfalls when Using the FICO Resilience Index
The 5 ways we have seen FICO Resilience Index misapplied and how to avoid these common pitfalls in order to accelerate successful adoption
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