FICO® Score 10 T Materially Outperforms VantageScore 4.0
New analysis proves FICO® Score 10 T’s superior performance for homebuyers, mortgage lenders and investors.
White Paper
New analysis proves FICO® Score 10 T’s superior performance for homebuyers, mortgage lenders and investors. This white paper reveals how FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.
- FICO® Score 10 T overwhelmingly beats VantageScore 4.0 on predictability
- Based on enhanced prediction, use of FICO® Score 10 T rather than VantageScore 4.0 will drive significantly more loan approvals for prospective borrowers and lower costs for borrowers
- VantageScore's comparison analysis used Truncated Data, creating an illusion of significant lift versus FICO
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