Canada-based CUETS Implements Fair Isaac Decision Management Solutions to Improve Credit Account Originations

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(Minneapolis, Minnesota, USA) - Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision management technology, announced today that CUETS, which provides MasterCard products and services to over 450 credit unions, caisses populaires and other organizations in Canada, is implementing Fair Isaac's LiquidCredit® service and Capstone® Decision Accelerator to automate and improve its credit card application decision processes.

Specifically designed for new account originations, LiquidCredit service and Capstone Decision Accelerator help businesses develop and maintain the policies, practices and procedures that define the business strategies used in account originations. Capstone Decision Accelerator leverages the power of Fair Isaac Blaze Advisor software to provide companies with proven rules management technology that supports the entire process for designing, building and maintaining rules-based decision applications.

"We selected LiquidCredit and Capstone Decision Accelerator because we required a flexible and powerful tool for implementing new lending strategies," said Ellie Rock, Executive Vice President, Credit and Risk Management, and Chief Credit Officer at CUETS. "These solutions will allow us to free up resources and implement new strategies quickly by putting the power into the hands of our credit team. The champion/challenger testing capabilities will also enable us to quickly and accurately assess which strategies are working the best."

Working with the world's leading organizations for 50 years, Fair Isaac has been a pioneer and leading provider of originations solutions and services that help clients design more profitable origination strategies. Used in combination, LiquidCredit service and Capstone Decision Accelerator provide an elevated level of decisioning technology for customer originations, and allow business users to implement pre-built business rules, create new business rules, and implement strategies for multiple customer segments. The solution also is expandable across lines of business and can help create a more cohesive approach to lending across a lender's portfolio of products.

"As lending practices have increased in complexity, so has the need for highly effective and customizable credit decision management solutions," said Roger Ahern, vice president of Originations at Fair Isaac. "CUETS will be able to design their strategies, test them against each other, and ultimately come up with the best approach for originating customers. The scalability and flexibility of the LiquidCredit service and Capstone Decision Accelerator solution provides best-in-class decision management technology for creating a robust customer originations process."

LiquidCredit service and Capstone Decision Accelerator are part of Fair Isaac's Enterprise Decision Management (EDM) software and solutions for originations, which are used globally to automate and improve decisions in consumer and auto lending, credit cards, small business lending, mortgage and insurance underwriting, and claims processing. More than 35 percent of U.S. credit card applications and 25 percent of UK mortgage underwriting are managed with Fair Isaac originations solutions.

CUETS is a national supplier and partner in the Canadian co-operative system, providing a complete range of advanced payment systems and services to credit unions, caisses populaires, cardholders, merchants and other organizations. CUETS offers MasterCard products and services, backed by one of the most widely recognized brands in the world. The CHOICE REWARDS loyalty program gives participants flexibility in merchandise and travel rewards selection. CUETS is based in Regina, Saskatchewan, Canada. To learn more about CUETS, visit

About Fair Isaac
Fair Isaac (NYSE:FIC) makes decisions smarter. The company's solutions and technologies for Enterprise Decision Management give businesses the power to automate more processes, and apply more intelligence to every customer interaction. Through increasing the precision, consistency and agility of their decisions, Fair Isaac clients worldwide increase sales, build customer value, cut fraud losses, manage credit risk, reduce operational costs, meet changing compliance demands and enter new markets more profitably. Founded in 1956, Fair Isaac powers hundreds of billions of decisions a year in financial services, insurance, telecommunications, retail, consumer branded goods, healthcare and the public sector. Fair Isaac also helps millions of individuals manage their credit health through the website.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its Blaze Advisor, LiquidCredit and Capstone Decision Accelerator product offerings and the benefits to be derived from these product offerings, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offerings, the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2005. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

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