Fair Isaac Expands Availability of Leading Decision Management Solutions in Europe with New SiNSYS Alliance

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(San Francisco, California, USA and Brussles, Belgium) - Fair Isaac Corporation (NYSE:FIC), the leading provider of analytics and decision management technology, and European payment card processor SiNSYS today announced that SiNSYS has selected industry-standard Fair Isaac solutions for Enterprise Decision Management (EDM) to enhance account management and fraud detection capabilities for billions of international debit and credit card transactions.

Established in 2003 by three of the main European interbanking companies -- Banksys, Interpay and SSB -- Belgium-based SiNSYS now has a combined portfolio of more than 23 million international payment cards under contract in Belgium, the Czech Republic, Hungary, Italy, Poland, Slovakia, and the Netherlands. In total, these cards generate more than 1 billion transactions each year.

SiNSYS will integrate Fair Isaac's TRIAD™ adaptive control system with its processing platform to help its network card issuers more effectively manage risk, and design and execute more profitable account-level strategies in credit line management, authorizations, collections, reissue, marketing and pricing. SiNSYS also has selected Fair Isaac's industry-leading payment card fraud detection system, Falcon™ Fraud Manager, to monitor debit and credit card transactions and more effectively protect banks and their cardholders from fraudulent activity.

"Our clients specifically requested Fair Isaac's decision management solutions to help them reduce risk, build customer loyalty and support credit card portfolio growth," said Arnold Sneijers, Chief Commercial Officer at SiNSYS. "Fair Isaac's TRIAD and Falcon solutions are recognized worldwide for their ability to enable a more customer-focused and profitable approach to serving payment card portfolios and customers. With this alliance, we will add even more value to TRIAD and Falcon for continental Europe customers by incorporating more localised scoring models and achieving full real-time integration of TRIAD and Falcon with a leading European card management system. This agreement underscores our commitment to offering our clients high-quality, secure and reliable account acquiring and processing solutions for growing their businesses."

Consumer payment card usage has grown significantly in Europe. According to independent market analyst Datamonitor, the value of Europe's consumer general purpose card transactions grew by 39 percent from 2000 to 2004. There were 29.3 billion consumer payment card transactions made in 2004, up from 20.9 billion in 2000, while the number of cards in issue grew from 440 million to 584 million.

"The alliance with SiNSYS offers a new channel for deploying Fair Isaac's EDM solutions for account management and fraud detection in Europe," said Andrew Jennings, vice president of Global Customer Management Solutions at Fair Isaac. "The agreement also establishes SiNSYS as a leading force in the European processing environment by adding significant strength and capabilities to their fraud protection and account management solutions."

"This new agreement with SiNSYS demonstrates our strong presence in the region, and we expect this partnership to lead to significant growth opportunities internationally," said Robert Duque-Ribeiro, vice president of International Sales at Fair Isaac. "As SiNSYS expands its card processing activities in other European countries, Fair Isaac will be alongside to share our market-leading decision management solutions and expertise."

About Fair Isaac's TRIAD and Falcon systems
Fair Isaac's Falcon Fraud Manager is considered the leading global payment card fraud detection system, protecting 85 percent of the credit card transactions in the U.S. and 65 percent of credit card transactions worldwide. Falcon applies neural network technology, extensive rule development capabilities and workflow management to analyze payment card transactions for signs of fraud and enables financial institutions to take immediate measures to stop fraud and reduce losses.

TRIAD 8 is a market-leading solution which automates and improves account and customer management decisions to drive portfolio management performance and is used to manage nearly 300 card portfolios across industries worldwide. It is a comprehensive system for managing risk and reward at the account and customer level through a single platform, providing regulatory compliance support, increasing portfolio performance, and enabling continued learning and improved results. TRIAD automates and facilitates the process of developing and implementing different customer and account management strategies by using automated decision software, consulting and predictive models that forecast future performance.

Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding its TRIAD adaptive control system and Falcon Fraud Manager product offerings and the relationship described herein, and the benefits to be derived from the product offerings, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offering,s the risks that customers will not perceive material benefits from the offerings, failure of the products to deliver the expected results, the possibility of errors or defects in the offerings, regulatory changes applicable to the use of consumer credit and other data, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2005, and its quarterly report on Form 10-Q for the period ended December 31, 2005. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

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