MortgageHub Expands Suite of Products with Addition of Fair Isaac Mortgage Banking Offerings

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(Minneapolis, Minnesota, USA and Conshocken, Pennsylvania, USA) -

MortgageHub is a provider of Internet-based systems for the mortgage industry's wholesale, correspondent, retail and servicing channels. The company is adding Fair Isaac products and services including the DiamondTM loan origination solution, the BridgeLinkTM e-Services network for the mortgage industry, the LSAMSTM servicing system, the TCLTM construction lending system, the LenStarTM default management communications network, the FORTRACSTM default management system, and other technologies.

Fair Isaac mortgage division customers will experience no disruption to their current services and agreements. Further, MortgageHub has offered employment to Fair Isaac's 61 mortgage division employees, who are primarily located in Norcross, Georgia. MortgageHub also has indicated that it is looking to expand aggressively.

"We're pleased to be able to place select products, services and mortgage industry experts in the hands of a growing technology leader with a specific focus on mortgage lending," said Dr. Mark Greene, CEO of Fair Isaac. "While we've determined that certain aspects of our mortgage industry business no longer fit Fair Isaac's long-term business strategy, we will continue to support mortgage lenders every day through offerings like FICO scores, custom analytics, marketing services and other decision management technologies that help them make their best customer decisions."

"The addition of Fair Isaac's people and proven technologies for mortgage lenders creates a new level of competitive advantage for our customers," said Bill Adamowski, CEO and founder of MortgageHub. "We are strategically building our company in order to provide customers with end-to-end products and services. Whether companies are looking for point-of-sale technology or servicing solutions, or anything in between, they will be able to trust us to provide expert products and services."

With the technology and staff added to the MortgageHub portfolio through this acquisition, the company believes it is even better positioned to offer end-to-end products and services to customers. In addition, with this transaction MortgageHub is acquiring more than 150 mortgage customers and more than 700 vendor partners through the BridgeLink network.

"We are investing in the development of the industry's most comprehensive platform of integrated products and services that will re-map how lenders market, originate, service, and manage mortgages in the U.S.," said Krishna Srinivasan, CEO and Vice-Chairman of ISGN. "Whether lenders are looking to solve a particular operational challenge with technology or require an entire outsourced business process solution, they can trust MortgageHub to provide expert products and services."

In addition to this transaction, Fair Isaac also is considering future alliance opportunities with ISGN that would take advantage of identified synergies that exist between the organizations.

Fair Isaac's mortgage banking division was established in 2004, when the company acquired London Bridge Software Holdings plc. Decision technologies for collections and recovery that were added through that acquisition continue to be a cornerstone in Fair Isaac's roster of analytics-powered solutions for the customer lifecycle.

Terms of the transaction were not disclosed.

About Fair Isaac
Fair Isaac (NYSE:FIC) makes decisions smarter. The company's solutions and technologies for Enterprise Decision Management give businesses the power to automate more processes, and apply more intelligence to every customer interaction. Through increasing the precision, consistency and agility of their decisions, Fair Isaac clients worldwide increase sales, build customer value, cut fraud losses, manage credit risk, reduce operational costs, meet changing compliance demands and enter new markets more profitably. Founded in 1956, Fair Isaac powers hundreds of billions of decisions per year in financial services, insurance, telecommunications, retail, consumer branded goods, healthcare and the public sector. Fair Isaac also helps millions of individuals manage their credit health through the website.

About MortgageHub
MortgageHub is the mortgage lending industry's pioneer of web services-based lending software platforms. The company offers software solutions, consulting services, contract resources and business process outsourcing services that improve the origination, processing, and servicing of mortgage loans for the wholesale, correspondent, retail, construction, and consumer direct channels. MortgageHub was established in 1999, and boasts a client base that includes many of the nation's top 100 lenders. ISGN Technologies, a leading global technology solutions company focused on serving the residential mortgage segment, is a major strategic investor in MortgageHub. For more information, please visit

Fair Isaac Statement Concerning Forward-Looking Information
Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the company's Enterprise Decision Management strategy, its ability to recruit and retain key technical and managerial personnel, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, competition, regulatory changes applicable to the use of consumer credit and other data, the possibility that the anticipated benefits of acquisitions, including expected synergies, will not be realized, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended December 31, 2006. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

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