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FICO Research Brief: Impact of the CRAs’ Enhanced Public Record Standards on FICO® Scores

Consumer reporting agencies (CRAs) — Experian®, Equifax® and TransUnion® — are changing the data standards and service level requirements of the public record data they maintain.
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Basic Facts About FICO® Scores

There is more than one type of credit score, but FICO® Scores are used in 90% U.S. of lending decisions, making FICO® Scores the most widely used credit scores.
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To Score or Not to Score?

Research explores the minimum amount of data required to build accurate, reliable credit scores
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How Are Credit Line Decreases Impacting Consumer Credit Risk?

Insights - As lenders reduce or close credit lines to mitigate exposure, new research explores its impact on FICO scores
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FICO® Score Fact Sheet

The most widely-used credit scores are FICO® Scores, the credit scores developed by FICO and available through consumer reporting agencies.
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2021 FICO Decisions Awards Now Open

Companies invited to submit their successful digital transformation projects
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FICO® Score

FICO® Scores are used by the top 90 US lenders for their credit risk assessment needs.
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