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Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
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FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
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FICO UK Credit Card Market Report: January 2026

Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high
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FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion

The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
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NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program

America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
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2025 Consumer Survey: Colombia Fraud, Identity and Digital Banking - Spanish

What do customers really expect from the onboarding process?
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2025 Consumer Survey: Brazil Fraud, Identity and Digital Banking - Portuguese

What do customers really expect from the onboarding process?
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Fraud & identity verification: Global consumer insights

A global comparison of consumer survey responses broken out by region. Showcases perceptions on fraud protection, identity verification, biometric preferences and digital onboarding.
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2025 Consumer Survey: Chile Fraud, Identity and Digital Banking - Spanish

What do customers really expect from the onboarding process?
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FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

New capability enables direct FICO Score delivery through MeridianLink’s platform, expanding competitive options for lenders
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FICO UK Credit Card Market Report: December 2025

Continued financial pressures evident as balances reach highest level since FICO records began

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