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Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
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FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
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FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion

The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
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NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program

America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
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FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

New capability enables direct FICO Score delivery through MeridianLink’s platform, expanding competitive options for lenders
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Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries

Region’s leading superapp advances financial inclusion for millions by applying advanced decisioning to behavioral data
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FICO® Score Credit Insights, Spring 2026 Edition

A comprehensive report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.

From Superapp Data to Credit Access: Grab Finance Scales Lending Across Southeast Asia

22 decision workflows deployed across six countries in under 8 months with FICO Platform
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FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms

Recognized across all four Critical Capabilities Use Cases
FICO Score Credit Insights Report 2025

FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead

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