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The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
Chelsea Football Club players

FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
House keys

FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.
MINY players

FICO Joins Forces with MI New York to Elevate Financial Literacy

As part of FICO’s partnership, MI New York cricketers will help raise awareness of the importance of financial literacy and credit education among fellow cricketers and cricket fans.
Family

FICO and the Hispanic 100 Foundation Hosts Free Financial Literacy Event to Help Consumers Unlock Their Financial Futures

Special guest, Congresswoman Young Kim to join workshop in Yorba Linda to encourage attendees to equip themselves for credit and financial success
people moving sofa into new house

Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers

FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance
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FICO Drives Financial Empowerment at Professional Golf Tournaments Across North America

FICO to Partner with First Tee Chapters in Ontario and Central Carolina, and Drew Charter School in Atlanta to Provide Teens the Fundamentals of Financial Literacy
Person on motorcycle

Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment

Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 
Man with card and phone

Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans

FICO and Achieve Partner to Power Brighter Financial Futures
excited couple in new home holding new keys and hugging

myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed
excited couple in new home holding new keys and hugging

FICO and Affirm Unveil Industry-Leading Analysis of ‘Buy Now, Pay Later’ Loans

First-of-its-kind analysis finds Affirm customers with multiple BNPL loans would be most likely to experience score increases with FICO’s innovative treatment of that data
Business man and woman looking at laptop in office

FICO® Score Credit Insights, Fall 2025 Edition

A comprehensive first-edition report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.

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