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The Freedom of Fair Competition

Data Privacy and Unregulated Credit Scores
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FICO® Resilience Index 2 Benchmarking Resources: Mortgage Industry

April 2021 benchmarks are based on borrowers’ FICO® Score and FICO Resilience Index® values as of April 27, 2021.
Corporate News

Call for Best Advanced Analytics Achievements of the Year: 2022 FICO Decisions Awards Now Open

Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management
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FICO® Resilience Index 2 Industry Benchmarking Resources: Auto Finance Industry

These benchmarks are based on a large, nationally representative sample of anonymized credit bureau data.
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FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy

We examine eight use cases for FICO® Resilience Index within the home mortgage industry. From capital planning to risk management to housing policy, the additional information provided by the index helps the industry improve their analytics to create more
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Economic Impacts of a Moratorium on Consumer Credit Reporting

The coronavirus crisis precipitated a major economic crisis which has far-ranging ramifications on the financial health of millions of US consumers.
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Are FICO® Scores “Artificially Inflated”?

The simple answer is no.
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Empowering banks to navigate the interest rates volatility

How APAC banks can thrive in a fluctuating interest rate environment
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I-Score helps Egyptian banks grant more credit with less risk and cost

Rising Egyptian demand for credit and government encouragement for more private sector lending are creating opportunities for banks and other credit grantors to increase their customer base, grow portfolios and generate more profit.
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FICO Extends Distribution Agreement with TransUnion for FICO® Score in Canada

The FICO® Score is the standard measure of consumer credit risk deployed in more than 30 countries
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Blaze Advisor

Blaze Advisor is considered by many to be the premier business rules management system, and incorporates not only an execution platform, but the tools necessary for rule creation, modification, monitoring, and reporting.
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FICO Partners with Leading National Small Business Organizations to Empower Entrepreneurs with Credit Education

FICO Hosts Free Financial Education Event to Support Small Business Owners in Achieving Their Entrepreneurial Goals
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Winners of 2021 FICO Decisions Awards Announced! Digital Transformation Yields Dividends in Challenging Year

Independent industry judges vote on most impressive business results
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What financial institutions can do to drive their non-QM business while adapting to the rapidly evolving regulatory landscape

Learn what the FHFA timeline means for planning; how analytics can safely grow your business; who's effected by the coming changes, and what types of loans are impacted.
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Navigate Risk Management Chaos with Unique Data - Presentation

FICO® Score's Tommy Lee, Senior Director, discusses the latest trends in consumer credit behavior

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