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Frequently Asked Questions About FICO® Scores in the U.S.

Introduction to credit scoring, FICO Scores, and best practices for understanding FICO Scores
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Algorithmic Credit Scoring and FICO's Role in Developing Accurate, Unbiased, and Fair Credit Scoring Model

Bates Whites Consulting white paper regarding FICO® Scores role in expanding fair and unbiased consumer credit access
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Within Reach Serving the Underserved

Here's what experts had to say about the evolution of non-QM loans and the challenges and opportunities for their growth in the near future.
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Real-Time Predictive Modelling, Break Out Session Recording - FICO World 2024

How to combine the power of Open Banking and AI, with real-time predictive modelling and alternative data to revolutionize better access to credit
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The Evolving Landscape of Machine Learning Relative to the FICO® Score 2024

Examine benefits and pitfalls of AI/ML and integration of augmented intelligence in credit scoring with analytic experts Dr Gerald Fahner & Rob Jasper
Corporate News

Judging Panel of International Industry Experts Announced For 2023 FICO Decisions Awards

Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
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FICO’s “Score A Better Future” Program to Host a Free Homeownership Virtual Event

The webinar will help attendees better understand FICO® Scores and the role they play in the homeownership process
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Saudi Credit Bureau (SIMAH) Enables Millions More Consumers to Access Bank Loans After Introducing FICO Score

SIMAH wins FICO® Decisions Award for financial inclusion using FICO® Scores
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Average U.S. FICO Score Remains Steady at 716

An uptick in missed payments, slightly elevated consumer debt levels, and an increased rate in consumers obtaining new credit contributed to the leveling off of the average FICO® Score
Corporate News

Call for Analytics and Digital Transformation Champions: FICO Decisions Awards Now Open

Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management
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FNBO Credit Watch℠ Program empowers borrowers to manage their credit with FICO® Score Open Access

FICO Scores - FNBO has empowered clients with FICO® Score Open Access and launched the FNBO Credit WatchTM Program in partnership with FICO
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FICO® Platform Superpowering Innovation ​- Bill Waid 2024

A platform built for business, at the speed of the business, to power your business teams and deliver your next gen customer experience.
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Seth Steinberg (VP FICO Platform) & Mazen Moussa (VP FICO Platform) Discussion - FICO World 2024

New FICO Platform Capabilities
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The Evolving Landscape of Machine Learning Relative to the FICO® Score 2024

Analytics experts Dr. Gerald Fahner & Rob Jasper examine benefits and pitfalls of AI/ML and integration of augmented intelligence in credit scoring
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90% of Credit-Eligible US Population Can Be Scored by FICO Score Suite

By leveraging powerful and relevant alternative data that provides a more complete picture of borrower credit risk, the FICO Score suite helps to identify those previously non-scorable consumers

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