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Credit Fundamentals and Trends 2024

Credit Fundamentals and Trends
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90% of Credit-Eligible US Population Can Be Scored by FICO Score Suite

By leveraging powerful and relevant alternative data that provides a more complete picture of borrower credit risk, the FICO Score suite helps to identify those previously non-scorable consumers
Corporate News

Círculo de Crédito Helps An Additional 20 Million Mexicans Access Credit Using FICO Scores

Fastest-growing credit bureau in Mexico wins FICO® Decisions Award for Decision Management Innovation
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FICO Launches FICO® Score 4 Suite to Broaden Financial Inclusion in Mexico

FICO® Score 4 and FICO® Extended Score 4 can help lenders, insurers, and service providers in Mexico extend access to credit to an additional 8 million eligible consumers
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A new dawn: modernizing collections and recovery in Europe

Strategies for collections and recovery encompass a multifaceted approach that combines innovative technologies, data-driven decision making, and customer-centric principles.
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FICO Introduces FICO Score 10 in Canada

Newest FICO® Score Outperforms Prior FICO® Scores, Providing Greater Predictive Power for Precise Credit Risk Decisions
Corporate News

Czech Republic’s, Česká spořitelna Uses FICO Prescriptive Analytics to Improve Effectiveness of Collections by 25 Percent During Pandemic

Nation’s largest retail bank wins FICO® Decisions Award for debt management using FICO Decision Optimization technology
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FICO On-demand Webinar: Intelligent Digital Communications

Omni-channel collections increases payment arrangements, reduces operating costs and delivers superior customer service
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FICO Safe Driving Score

The foundation of the FICO Score Telematics Suite
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Why Secondary Market Investors Should Use FICO Score 10T

Jim Wehmann in Conversation With Joe Seidel, COO, SIFMA
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Are you making optimized collection decisions in telco?

Your board wants to know you’re making optimal collection decisions — but can you prove it?
Corporate News

Global Industry Experts to Judge 2022 FICO Decisions Awards

Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
Corporate News

FICO Recognized as a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report

For the fifth consecutive year, FICO is the Innovation category leader
Corporate News

Jim Wehmann, Executive Vice President of Scores at FICO, Joins Mortgage Banker’s Association Board

The board members help set the strategic direction for the MBA and oversee the management of the association's affairs.
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ESG in Finance: FICO Platform Helps Hoist Finance Make Debt Resolution 97% Greener

Will Cop26 be the catalyst for financial institutions to apply digitisation strategies to back-office operations?

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