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Algorithmic Credit Scoring and FICO's Role in Developing Accurate, Unbiased, and Fair Credit Scoring Model

Bates Whites Consulting white paper regarding FICO® Scores role in expanding fair and unbiased consumer credit access
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Within Reach Serving the Underserved

Here's what experts had to say about the evolution of non-QM loans and the challenges and opportunities for their growth in the near future.
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Consumer Survey Reveals Key Relationship between Financial Confidence and Credit Scores

A new survey from FICO uncovered that U.S. Consumers’ feelings about their credit scores are strongly linked to their financial well-being

US Bankcards Industry Benchmarking Trends: 2024 Q1 Update

Credit card balances and severe delinquencies are growing but positive signs are starting to appear
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Assessing the Risks: Different Credit Scoring Models and Impacts on the Mortgage Market

Removing minimum scoring criteria does not help expand credit access.
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The Evolving Landscape of Machine Learning Relative to the FICO® Score 2024

Examine benefits and pitfalls of AI/ML and integration of augmented intelligence in credit scoring with analytic experts Dr Gerald Fahner & Rob Jasper
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Being a Data Futurist, Break Out Session Recording - FICO World 2024

Evolving Trends in U.S. Consumer Credit Behaviors and Credit Bureau Data
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The FHFA Announcement, Trended Data and Ten Reasons for FICO® Score 10T

FICO discusses the FHFA’s validation and approval of FICO Score 10T for use by Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that guarantee most of the mortgages in the US.
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FINRA Foundation Provides Free FICO Scores to Military Service Members

Military families achieve financial health and creditworthiness via the FINRA Foundation through credit education and financial counseling.
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FICO Score 6 from TransUnion and FICO Aim to Expand Credit Access in South Africa

Update to leading consumer credit score in the market can improve credit availability and understanding
Corporate News

Judging Panel of International Industry Experts Announced For 2023 FICO Decisions Awards

Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
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FICO’s “Score A Better Future” Program to Host a Free Homeownership Virtual Event

The webinar will help attendees better understand FICO® Scores and the role they play in the homeownership process
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Saudi Credit Bureau (SIMAH) Enables Millions More Consumers to Access Bank Loans After Introducing FICO Score

SIMAH wins FICO® Decisions Award for financial inclusion using FICO® Scores
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Average U.S. FICO Score Remains Steady at 716

An uptick in missed payments, slightly elevated consumer debt levels, and an increased rate in consumers obtaining new credit contributed to the leveling off of the average FICO® Score

Westpac NZ Boosts Hyper-Personalization With FICO Platform

Leading New Zealand bank with more than 1.5 million customers wins FICO Pioneer Award for its advanced decision innovation

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