Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform
Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
FICO® Score Credit Insights Report: Average FICO Score Dips to 714
Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize
The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion
The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program
America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide
Partnership brings FICO’s Score A Better Future® Fundamentals curriculum to 150,000 teachers through Banzai's education platform
FICO® Score Credit Insights, Spring 2026 Edition
A comprehensive report analyzing credit trends for the U.S. economy, offering actionable insights for lenders, investors, and policymakers.
Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market
FICO® Score 10T historical data to be released in advance of implementation by the GSEs
FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit
FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.
The Path Forward for Fair Credit Scoring Competition
With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment
FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.
The Financial Health Revolution: How Gen Z Is Leading the Charge
What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy
New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.
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