Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform
Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
FICO® Score Credit Insights Report: Average FICO Score Dips to 714
Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize
The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
FICO UK Credit Card Market Report: January 2026
Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program
America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership
Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
FICO UK Credit Card Market Report: December 2025
Continued financial pressures evident as balances reach highest level since FICO records began
Finance Reimagined Webinar: Web3, DeFi, Crypto, & More
Reimagine finance as decentralized, user-controlled, and borderless
FICO UK Credit Card Market Report: October 2025
Pre-Christmas spending and average active balances fall, however average balances for missed accounts remain high reflecting continued financial pressure
2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms - Infographic
Visual guide to FICO's recognition in the 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms
The Benefits of Champion/Challenger Testing in Decision Management
Champion/challenger experimentation objectively compares the performance of the current approach vs. new approach, which helps you to continuously evolve your decision strategies
FICO UK Credit Market Report: September 2025
New data following Autumn Budget shows continued pressure on household finances with spending lower and balances higher than 2024.
2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms Executive Brief
Strategic guidance for executives on transforming AI investments into world-class ROI through decision intelligence technology and what FICO's recognition as a Leader in the decision intelligence platforms category means.
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