Credit Risk Scoring Solutions

FICO delivers a range of products and services globally that empower the development of enhanced credit risk strategies.

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Make more informed and profitable decisions

FICO credit scoring solutions provide a better understanding of credit risk in lending to consumers and businesses.The introduction of broad-based credit scores by FICO more than 30 years ago has transformed economic growth in the US and globally — making access to credit more efficient and objective while protecting the financial stability of lenders by enabling decisions that limit risk.


Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.

Financial Inclusion and Growth

The FICO® Financial Inclusion Initiative is focused on the development of new scoring products, partnerships, services, and platforms to empower lenders’ decision making and financial inclusion growth efforts around the world.
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Small Business Credit Scores

FICO’s small and medium enterprise (SME) scores for both US and international markets provide lenders with new ways to safely expand small business loan portfolios and grow profits while reducing risk.
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Consumer Credit Scores

FICO® Scoring solutions form the basis of sound and fair lending across the financial services landscape.
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Connect with FICO for answers to all your product and solution questions. We look forward to hearing from you.