with a better browsing experience; allow us to assess, monitor, and improve the website’s
performance; and enable our partners to advertise to you. You may disable the cookies by changing
the settings in your browser, and you may tell us not to share your cookie data with third parties.
Built on predictive analytics created from huge data stores of consumer behavior, FICO® Scoring Solutions distill data down to a score, as a concise measurement of risk. FICO® Scoring Solutions are easily understood and provide automated decision-making capability that can be integrated into a company’s operations as the basis for taking action.
Sophisticated mathematical and statistical processes exploit patterns found in traditional and new sources of data to better identify risks and opportunities, and capture relationships across many factors to drive better results. Scoring Solutions allow businesses to quickly determine and rank-order the relative likelihood of a specified outcome, such as a consumer’s probability of default, a patient’s propensity to adhere or a driver’s attention to safety.
FICO® Score Open Access for Credit and Financial Counseling is a valuable program that enables credit and financial counseling providers in the US to share FICO® Scores for the purpose of providing financial counseling and/or financial educational services with their customers for free and with no additional score fees or program fees from FICO. Fast and easy to use, the program was designed specifically for credit and financial counselors to increase consumer understanding of FICO® Scores and their importance in everyday financial decisions.
Walk through time with FICO® as we transform the credit risk industry. The FICO® Score is the independent standard in credit risk scoring, trusted by lenders and investors for decades. FICO’s enduring focus on innovation has facilitated ac...
“Know your customer” is more than a compliance mandate. Knowing your customers’ preferences, goals and aspirations—and using these insights to shape every interaction—is the key to earning and keeping their business.
How do card issuers...
“Know your customer” is more than a compliance mandate. Knowing your members’ preferences, goals and aspirations— and using these insights to shape every interaction—is the key to earning and keeping their business.
How can credit union...