AI - What Chief Compliance Officers Care About
Arguably, there are more financial institutions located in the New York metropolitan area than anywhere else on the planet, so it was only fitting for a conference on AI, Technolog…
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Scott Zoldi
Dr. Scott Zoldi is chief analytics officer at FICO, responsible for artificial intelligence (AI) and analytic innovation across FICO's product and technology solutions. While at FICO, he has authored more than 120+ analytic patents, with 80 granted and 47 pending. Scott is an industry leader at the forefront of Responsible AI, and an outspoken proponent of AI governance and regulation. His groundbreaking work in AI model development governance, including a patented use of blockchain technology for this application, has helped propel Scott to AI visionary status, with recent awards received including a Future Thinking Award at Corinium Global’s Business of Data Gala. Scott serves on the Boards of Directors of Software San Diego and San Diego Cyber Center of Excellence. He received his Ph.D. degree in theoretical and computational physics from Duke University.
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Explainable AI Breaks Out of the Black Box
Over the last 12 months or so there’s been incredible excitement about artificial intelligence and all of the amazing things it can do for us—everything from driving cars to making…
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GDPR and Other Regulations Demand Explainable AI
The General Data Protection Regulation (GDPR) is a wide-ranging and complex regulation intended to strengthen and unify data protection for all individuals within the European Unio…
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Rise of the (IoT) Machines: When Do We Say "Enough"?
Make no mistake about it, I am a technology-loving kind of guy. My job is all about helping people to make better business decisions using analytics technology, and I have boundles…
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AI Meets AML: How the Analytics Work
The focus on financial crime, and the money laundering that funds terrorist attacks and other criminal activities, has forced the industry to look for smarter approaches. In the pr…
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My Keynote World Tour Wrap-Up: “Analytics Will Rock You”
In my role as FICO’s Chief Analytics Officer, one of the most exciting parts of my job is being asked to speak at industry and customer events all over the world. It’s truly an hon…
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Analytics in Action: Yarra Valley Water and Application Processing
As 2016 draws to a close, I am grateful for the many, many ingenious ways customers use FICO® products to solve business problems. Clearly, FICO World 2016 was a bonanza of an oppo…
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4 Analytic Predictions for 2017 - From Killer Devices to AI Hype
In many ways I think 2016 was the year that analytics hit the mainstream. At cocktail parties and in coffee shops, 2016 has been the year that we data scientists suddenly felt a bi…
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It's Time to Get Real About IoT Security
The last few years have seen a surge in everyday devices coming online: coffeemakers, refrigerators and beer kegs, to name a very few, each with their very own IP addresses. And th…
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Artificial Intelligence: Find it Right in Your Own Backyard
It seems like you can’t spend more than a minute or two reviewing online articles or social media without stumbling on something about artificial intelligence (AI) or machine learn…
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As ATM Fraud Jumps, We Need ATM Profiling
As the US payment card infrastructure continues to move to EMV, fraudsters are turning their targets toward unattended self-service terminals, such as US ATMs, most of which have n…
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Rise in E-Payments Fraud Demands New Analytics
Online banking electronic payments fraud is on the rise, as fraudsters explore security gaps in the emerging banking channels. For instance, data released by Financial Fraud Action…
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