The Year of the Free FICO® Score
The FICO® Score Open Access program has reached a major milestone -- its 1st anniversary. And we couldn’t be prouder. Since we launched the program in the fall of 2013, FICO® Scor…

The FICO® Score Open Access program has reached a major milestone -- its 1st anniversary. And we couldn’t be prouder.
Since we launched the program in the fall of 2013, FICO® Score Open Access has expanded significantly, with over 60 million account holders gaining regular access to free FICO® Scores by January 2015. Participating banks and lenders include Barclaycard, Citi, Discover, First Bankcard, Hyundai Motor Finance and Kia Motor Finance. We’ve also added the largest provider of student loans in the US, Sallie Mae, and one of the largest credit unions in the US, Pentagon Federal (PenFed).
Not only are these institutions providing their customers with free access to the same FICO® Scores they used to manage their accounts, they are also providing comprehensive credit education content, putting knowledge at their customers’ fingertips.
We launched the program to help clear up consumer confusion about credit scores and support our clients’ (banks, credit unions and lenders) efforts to better serve their customers by providing transparency into the same FICO® Scores used in their risk management decisions, along with access to rich consumer educational content. FICO Score Open Access has proven to be a unique value for consumers and lenders by helping millions of Americans responsibly manage their financial health.
In fact, Barclaycard and First Bankcard, early participants in FICO® Score Open Access, recently shared data that indicates consumers who regularly see their FICO® Scores are more engaged with, and loyal to, their financial institutions. And, these consumers are more likely to exhibit responsible credit behavior.
While the first year of FICO Score Open Access has exceeded our most optimistic expectations, we’re even more excited about 2015. We’re looking forward to adding more financial services providers to the program, helping millions of additional consumers gain free access to FICO Scores, and continuing to provide unmatched value for consumers and lenders alike.
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