FICO Solutions

Can you prevent first-party, third-party, and synthetic identity fraud and provide customers with great service?

Application Risk Models (ARM) enables faster time to “yes” by approving loan applicants quicker, driving increased profitability, streamlining your operations, and reducing regulatory risk.

Deliver superior fraud protection experiences and prevent debit and credit card fraud before it happens.

Smarter, faster credit risk assessment to enhance your bottom line.

FICO® Scoring solutions form the basis of sound and fair lending across the financial services landscape.

Outshine the competition and reach new heights. Predictive analytics and enhanced customer onboarding give you the power to achieve portfolio growth while staying within resource constraints.

Resolve more debt with AI-infused omnichannel communication.

Create seamless communication across the entire customer journey with a single enterprise platform solution.

Intelligent digital customer communication management across the customer lifecycle.

An intelligent omnichannel digital customer communication management solution for low-friction, high-security fraud alert resolution.

Your customers’ needs can shift in an instant. Monitor changes and develop real-time 360-degree customer views of account performance with FICO’s advanced customer management technology.

Attract and retain precious liquidity, grow revenue, and personalize experiences with precise, analytics-driven deposit strategies and execution.

Learn more about the FICO® Safe Driving Score, which is a consistent and objective measure of driver risk and safety based on driving behaviors.

More than 30 years of continuous, proven fraud-fighting innovation, powered by artificial intelligence and machine learning.

The FICO® Financial Inclusion Initiative is focused on the development of new scoring products, partnerships, services, and platforms to empower lenders’ decision making and financial inclusion growth efforts around the world.

Improve on the success of adherence and utilization of health care programs.

Be confident to make coverage more available and affordable.

Put your customer at the center of all that you do.

Do you know the true value of your customer relationships?

One size doesn't fit all. Deliver the right offers, when and where it matters.

Is friction interfering with your seamless onboarding experience and hampering your new customer growth?

Open more accounts, retain, and grow your customer base without increasing exposure to risk.

Why rely on guesswork when you can enjoy certainty?

Deliver faster, smarter digital credit offers at speed and scale.

Personalize offers balancing business objectives and constraints for profitable, optimal pricing decisions that enhance customer experience.

Are you winning your fair share of the SME lending market?

Stop scams, protect customers, lower risk, and prevent losses from payments fraud with cutting-edge artificial intelligence and machine learning.

FICO’s small and medium enterprise (SME) scores for both US and international markets provide lenders with new ways to safely expand small business loan portfolios and grow profits while reducing risk.

Optimization and automation offer underwriters what’s needed most — speed, scale, and control.