Applied Analytics & ML
Deploy fully interpretable, real-time analytics and ML and leverage the very best AI models in the market today.
Prescreen
Deliver faster, smarter digital credit offers at speed and scale.
Win more business and acquire new customers with personalized prescreen offers.
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Faster, smarter, and cost-effective prescreened credit card deals will ensure you win and retain the right customers.
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Pre-emptive, well-informed consumer insight will help target your credit offers and ensure you win a greater market share and a higher return on investment.
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Flexible FICO technology and know-how puts you in the driver’s seat when it comes to prescreened offers, quickly making adjustments as goals, financial circumstances, credit scores, and resources change.
Overview
FICO’s real-time prescreen solution is a key component of FICO® Platform.
It uses real-time data integration and advanced analytics to assess the appropriate product to market and pre-emptively offer to each individual consumer. It also delivers speed and agility to allow banks and lenders to drive growth.
By plugging into FICO’s entire risk decisioning and analytic capabilities, delivered via the cloud and without the need for choppy, time-consuming batch processing, smaller lenders now successfully compete against bigger players, thanks to new, smarter, automated, and risk-aware consumer prescreened credit offers.
Why FICO?
With more than 60 years’ innovation and pioneering work in predictive analytics, machine learning, and artificial intelligence, FICO Platform provides a complete, end-to-end set of composable capabilities that empower you to uniquely address a vast spectrum of use cases — right across the customer lifecycle.
It’s the unique combination of Data, Insights, Actions, and Outcomes that delivers a differentiated approach to AI decisioning — at speed and at scale. It enables you to achieve a competitive advantage you would typically only experience with a fully custom approach — where your unique know-how and intelligence are kept secret — while lowering your costs and speeding up the time to market.
Capabilities
FICO solutions offer a wide range of capabilities, empowering you to make smarter, personalized decisions, streamline operations, and improve the customer experience.
Intelligent Decisions
Model decisions with open standards, automate with business rules, and support human-in-the-loop AI.
Digital Twins & Simulation
Unlock a distinct competitive advantage with an enterprise scenario management ecosystem.
Data Connection & Ingestion
Seamlessly connect to and bring in data from any source — when and where it’s needed.
Business Composability
Expertly compose business services that choreograph complex workflows to deliver results at scale.
Always-On Features & Profiling
Enrich, manage, share data features, and build real-time customer understanding with transactional profiling.
Enterprise Optimization
Unleash the power of mathematical optimization — find solutions to your most complex business problems using high-performance solvers that maximize your desired outcomes.
Digital Twins & Simulation
Unlock a distinct competitive advantage with an enterprise scenario management ecosystem.
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Learn how FICO solutions can empower you to make smarter, personalized decisions, streamline operations, and improve the customer experience.
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One size doesn't fit all. Deliver the right offers, when and where it matters.
Onboarding
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Speak to an Expert
We can connect you directly to an adviser.
Request a Demo
After we learn about your unique needs, we’ll organize a customized demo.
Join the FICO Community
As a customer, you’ll be part of a global network of fellow innovators.