FICO® Score 10 T for Mortgage Originators Fact Sheet

Expand opportunities for homeownership and augment processing volume with up to a 5% increase in approvals in comparison to previous versions of FICO® Score, all while preserving existing risk levels.  Improved predictive capabilities via trended data may lead to a further 5% boost in approvals without extra risk. Mitigate credit risk by reducing delinquencies by up to 17% at a cutoff of ~680 over prior FICO Score versions. 

• Broaden homeownership and boost approval rates by up to 5% relative to earlier versions, while managing risk levels.
• Boost gain-on-sale and profitability by fine-tuning pricing via enhanced revenue and expense predictions.
• Discover the benefits of FICO Score 10 T alongside your existing FICO® Score for comparative assessment and verification.