FICO: Machine Learning for Real-Time and Mobile Payments

Consumer demand for real-time payments and digital interactions has driven many financial institutions to adopt a “mobile-first” approach to innovation

Case Study
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Solution Sheet

Consumer demand for real-time payments and digital interactions has driven many financial institutions to adopt a “mobile-first” approach to innovation. These efforts extend across digital wallets, person-to-person (P2P) transfers, and bank-owned apps in order to focus development resources on mobile experiences that strengthen consumer loyalty. Consumers’ expectations of convenience and security are intertwined. One must include the other. FICO® helps you adapt your fraud detection strategies and maintain a pace of innovation that supports an expanding array of channels and interactions. While rigid fraud defenses can turn new banking experiences into new opportunities for fraud,FICO helps you remove latency from the innovation process and provide the radical flexibility needed to confidently support new banking interactions.

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