FICO World 23 New Era in Mortgage Credit Risk
FICO’s Joe Zeibert, VP, Mortgage and Capital Markets, explains how lenders can safely grow their non-conforming mortgage business with FICO Score's newest and most powerful score.
Video
Dive deeper into what mortgage lenders can do today to attain first-mover advantage with non-conforming mortgage loan products. Examine the benefits of leveraging FICO® Score 10 T now to help provide portfolio growth of non-conforming loans while helping prepare for GSE readiness for conforming mortgages in 2025.
Explore more about the advantages of using the most predictive credit scores for non-conforming mortgage portfolios:
- Innovate your mortgage credit risk portfolio scoring process with limited disruptions and get more volume.
- Increase the Weighted Average Life of a pool or loans or securitization to boost value.
- Initiate incremental changes to decrease delinquencies and increase approvals to improve the value of your non-GSE portfolios – Non-Qualified Mortgages, Jumbo, VA, DSCR, FHA, HELOC, and more.
- Improve efficiency in your credit risk evaluation to prepare for upcoming FHFA conforming product requirements.
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