FICO Labs Members Present Analytic Innovations at Leading Conference on Credit Scoring

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MINNEAPOLIS—August 24, 2011—FICO (NYSE:FICO), the leading provider of analytics and decision management technology, today announced that members of its FICO Labs team will present four critical topics at the Credit Scoring and Credit Control XII conference, which starts today and runs through August 26 in Edinburgh. The conference is recognized as the leading worldwide conference on credit scoring and related topics.

At the biennial conference, FICO Labs members will present sessions on:

  • Using economic impact modeling to address “pro-cyclicality” in risk management, an important concept for Basel III regulations
  • Predicting the effects of coupons on consumer buying behavior
  • Predicting strategic defaults on US mortgage portfolios
  • Using causal modeling to improve credit decisions

The FICO presenters are Gerald Fahner, David Molyneaux and Neill Crossley. All three are also scheduled to present their work at the upcoming FICO World conference, Nov 1-4 in New York City. Information is online at

“FICO continues to make important contributions to the science and practice of credit scoring and predictive analytics,” said Andrew Jennings, chief analytics officer and head of FICO Labs. “Presenting at this conference is an honor, and FICO is proud to have some of our top analytic experts presenting their groundbreaking work to their peers at this conference.”

The Credit Scoring Conference is organized by the Credit Research Centre and is held in Edinburgh every two years. The hundreds of attendees — both academics and practitioners — represent more than 30 countries. Information is online at

About FICO
FICO (NYSE:FICO) delivers superior predictive analytics solutions that drive smarter decisions. The company’s groundbreaking use of mathematics to predict consumer behavior has transformed entire industries and revolutionized the way risk is managed and products are marketed. FICO’s innovative solutions include the FICO® Score — the standard measure of consumer credit risk in the United States — along with industry-leading solutions for managing credit accounts, identifying and minimizing the impact of fraud, and customizing consumer offers with pinpoint accuracy. Most of the world’s top banks, as well as leading insurers, retailers, pharmaceutical companies and government agencies, rely on FICO solutions to accelerate growth, control risk, boost profits and meet regulatory and competitive demands. FICO also helps millions of individuals manage their personal credit health through Learn more at FICO: Make every decision count™.

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Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2010 and its last quarterly report on Form 10-Q for the period ended June 30, 2011. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

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