FICO^® Origination Manager Essentials—Small Business

Origination in line with ROI

• Reduce the time and money spent originating loans with smaller ROI potential.
• Access market-leading SBSS out-of-the-box. Based on application score and your own score cut-off and policy rules, skip or shorten processing steps.
• Control when consumer and business bureau reports are pulled, saving unnecessary credit report expenses.

Scalable smart decisions

• Grow your portfolio by increasing the number of applications you process while making careful, astute decisions.
• Process applications based on rules reflecting industry best practices, FICO’s extensive experience with small business lenders, and your own expertise.
• Focus on applications that need special attention, and initiate and nurture small business relationships.

Easier regulatory compliance

• Rules-based processing improves decision consistency across channels and reduces the chances for human subjectivity and error.
• A complete audit trail means all necessary information is captured, including rules and human intervention at each step, giving you everything you need to answer questions and prepare reports.

Propel Small Business Growth

This cloud-based loan origination system for small business lending gets mid-market lenders started with automated decisions quickly. It removes the entry barrier of installing software in-house or in a hosted environment.