UK Cards: FICO Data Shows Delinquencies and Spend Are Rising
The impact of stubbornly high inflation is evident in changing patterns on UK credit cards
FICO® Score XD - How it works
Giving lenders the ability to identify credit ready, previously unscorable borrowers
Hyper-Personalization for Payments and Fraud Protection
With looming regulatory changes and shifting customer expectations, banks need to give hyper-personalized experiences to customers to help stop scam payments
Using Real-Time Communications to Defend Against Fraud
One effective way for service providers to protect customers against fraud schemes is through automated, real-time, two-way communication and notification
Why Banks Need Context and Orchestration to Fight Against Fraud
A lack of context and orchestration can limit a bank’s ability to stop fraud, while increasing the potential for false positives
Consumer Payment Behavior on Credit Cards Impacted by the Pandemic
The pandemic caused behavioral impacts on credit card payments of consumers for revolving products, where the minimum due is a small percentage of the current credit card balance
Digital-by-Default Collections: Agile Decision Management Is Key
Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
The Value of Transforming to a Data-Driven Digital Collection Shop: Two Years On
How a mainstream performer with the right investment, motivation, and focus can significantly shift needles
Enterprise-level Digital Customer Communications Presentation
The FICO Platform Communication Capability is a dynamic communication tool that offers the ability to digitally engage with customers throughout the lifecycle — from marketing and origination to fraud, collections, and customer management.
Scoring Innovations — Integrating Alternative Data Into Your Strategies Successfully for Expansion and Inclusion
The proliferation of alternative data options for expanding credit access raises some real-life questions about practical application
Tackling New Debt Collection Regulations and Policy: Opportunities in Loss Prevention
Come hear and interact with experts as they discuss industry regulatory trends and highlight ways for you to implement successful loss prevention strategies that will aid both third-party and first-party collectors.
Broadening Financial Inclusion in Mexico for an Additional 8 Million Eligible Consumers
In partnership with Círculo de Crédito, in Mexico, FICO has just announced the availability of FICO® Score 4 and FICO® Extended Score 4 in Mexico.
Brightening Skies: How Regulatory Changes Will Fuel Digital Transformation and Customer Engagement
Strong customer communications are a central strategy for most successful businesses.
What’s Cooking in the FICO® Scores Lab?
Join us as we explore some of the groundbreaking tools we’re building in the FICO® Scores lab to extract greater value in credit risk assessment from a diverse set of data sources.
Resilient Credit Lifecycle Strategies are the New Norm
What if you could always have a pulse on the resilience of any consumer within any portfolio at any phase of the credit lifecycle? Now you can.
Take the next step
Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.