FICO’s Adoption and Pricing in the Mortgage Origination Market
At $3.50 per score, FICO royalties constitute only 15% of the cost of a $70 tri-merge credit report and 2/10ths of one percent of mortgage closing costs
The New Era in Mortgage Credit Risk
How migrating to FICO® Score 10T can help you gain first-mover advantage on non-conforming mortgage loans
Why Secondary Market Investors Should Use FICO Score 10T
Jim Wehmann in Conversation With Joe Seidel, COO, SIFMA
US Bankcards Industry Benchmarking Trends: 2023 Q4 Update
Credit card balances continue to rise, early-stage delinquency begins to show signs of flattening
Global Industry Experts to Judge 2022 FICO Decisions Awards
Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
FICO® Resilience Index | Video
Helping you understand consumer resilience so you can vest confidently in good times and bad.
New Data Underscores Strong Performance of the FICO® Resilience Index
Recent loan accommodation requests correlated to FICO Resilience Index values
FICO® Resilience Index 2 Benchmarking Resources: Mortgage Industry
April 2021 benchmarks are based on borrowers’ FICO® Score and FICO Resilience Index® values as of April 27, 2021.
Call for Best Advanced Analytics Achievements of the Year: 2022 FICO Decisions Awards Now Open
Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management
FICO® Resilience Index 2 Industry Benchmarking Resources: Auto Finance Industry
These benchmarks are based on a large, nationally representative sample of anonymized credit bureau data.
FICO Resilience Index: A New Tool for More Precise Lending, Risk Management and Housing Policy
We examine eight use cases for FICO® Resilience Index within the home mortgage industry. From capital planning to risk management to housing policy, the additional information provided by the index helps the industry improve their analytics to create more
Economic Impacts of a Moratorium on Consumer Credit Reporting
The coronavirus crisis precipitated a major economic crisis which has far-ranging ramifications on the financial health of millions of US consumers.
I-Score helps Egyptian banks grant more credit with less risk and cost
Rising Egyptian demand for credit and government encouragement for more private sector lending are creating opportunities for banks and other credit grantors to increase their customer base, grow portfolios and generate more profit.
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