FICO UK Credit Card Market Report: January 2026
Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high
FICO’s CAO on Why Focused AI Beats Generic LLMs in Finance
The analytics software and credit scoring giant has introduced the FICO Foundation Model for Financial Services, which includes a focused language model and a focused sequence model built on curated financial data.
UK Credit Cards in 2025: Balances Reached New Highs while Payments Fell
Persistent affordability pressures push up average balances despite lower spending as consumers actively curtail discretionary expenditure
FICO Announces Pricing of $1.0 Billion in Senior Notes
FICO announced today that it priced $1.0 billion in aggregate principal amount of 6.250% Senior Notes due 2034
FICO Announces Proposed Offering of $1.0 Billion in Senior Notes
FICO announced today that it intends to offer, subject to market and certain other conditions, $1.0 billion in aggregate principal amount of Senior Notes due 2034
FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion
The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
FICO and Richard Childress Racing Continue Financial Literacy Partnership for 2026 NASCAR Cup Series Season
RCR and two-time NASCAR Cup Series champion Kyle Busch are teaming up with FICO to help NASCAR fans deepen their understanding of credit education through multi-race partnership
Canada Bankcard Industry: A Look Back at Q4 2025 Trends
FICO risk benchmarking data covering roughly 90% of card transactions in Canada reveals a market at an inflection point - improving delinquencies mask structural shifts in payment
NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program
America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
Modernizing underwriting: from manual to intelligent
How intelligent decisioning is reshaping risk, speed, and customer experience in insurance
FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide
Partnership brings FICO’s Score A Better Future® Fundamentals curriculum to 150,000 teachers through Banzai's education platform
FICO Announces New Stock Repurchase Program on February 25, 2026
FICO announced that its Board of Directors has approved a stock repurchase program to acquire up to $1.5 billion of the company’s outstanding common stock.
myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership
Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
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