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Where Things Stand for FICO® Score 10T in the Conforming Mortgage Market

FICO® Score 10T historical data to be released in advance of implementation by the GSEs
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FICO and Xactus Announce Multi-Year Partnership to Deliver FICO Mortgage Direct License Program

New agreement enables the direct delivery of FICO® Scores, streamlining credit score access and enhancing transparency for mortgage lenders
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FICO Score Mortgage Simulator Now Available Through SharperLending to Empower Borrowers and Lenders and Optimize Loan Options

Innovative analytic tool enables mortgage professionals to improve mortgage planning with customers.
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FICO Score Mortgage Simulator Now Available through Credit Interlink

Lenders using this tool can provide actionable, data-driven credit insights to help accelerate approvals and borrowers achieve homeownership.
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FICO named a Leader in the 2026 Gartner® Magic Quadrant™ for Decision Intelligence Platforms

Recognized for Completeness of Vision and Ability to Execute
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FICO recognized in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms

Recognized across all four Critical Capabilities Use Cases
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Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

Associated Bank leads the industry with a bold move to FICO’s most predictive auto credit score, setting a new standard in predictive risk management
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FICO Launches Cost-Cutting Direct License Program for Mortgage Lending

New direct-to-reseller license approach streamlines score access, saving lenders up to 50% on per score FICO fees
FICO Score Credit Insights Report 2025

FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.

Meet Our 2026 FICO Decision Awards Judges

Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes

The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
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FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
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FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.

Canada Bankcard Industry Benchmarking Trends: Q2 2025  

Credit card insights uncover developing financial pressures affecting many Canadians

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