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FICO Score Credit Insights Report 2025

FICO Releases Inaugural FICO® Score Credit Insights Report Highlighting Major Shifts in Consumer Credit

FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S.
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Next-Generation Enterprise Fraud Management - Spanish

Future-proof your defenses and win the intelligence arms race
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Next-Generation Enterprise Fraud Management - Portuguese

Future-proof your defenses and win the intelligence arms race

Meet Our 2026 FICO Decision Awards Judges

Top executives and analysts will evaluate how FICO customers are using AI and decisioning technology to drive measurable business outcomes

The Path Forward for Fair Credit Scoring Competition

With changes underway at Fannie Mae and Freddie Mac, what could competition between credit score models mean for mortgage bankers?
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FICO and Chelsea Football Club Kick Off Multi-Year Partnership to Champion Financial Empowerment

FICO partners with Chelsea FC in multi-year deal to promote financial literacy among U.S. soccer fans through educational programs and credit empowerment.

The Financial Health Revolution: How Gen Z Is Leading the Charge

What our latest consumer research reveals about the most credit-savvy generation and the incredible opportunities ahead
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FICO Survey Shows Americans Prepared to Be Dishonest to Meet Financial Needs

Cost of living crisis may be fueling the rise in fraudulent behavior among Americans
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FICO Survey Finds Canadians Increasingly Justify First-Party Fraud Amid Rising Inflation Rates

Canadians are committing fraud to gain credit during cost-of-living crisis

The Future of Fraud Protection: From Platforms to Agentic AI

A new report from Chartis Research shines a spotlight on how fraud platforms, GenAI, agentic AI and real-time payments are driving fraud protection forward
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FICO Survey: 7 in 10 APAC Bank Leaders Say Scams and Mule Accounts Are Now the Dominant Fraud Concern

Industry poll reveals social media as key scam channel, while data silos hinder bank response
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FICO® Score 10 T Decisively Outperforms VantageScore 4.0 in Mortgage Predictive Accuracy

New white paper revealing that FICO® Score 10 T – the company’s most predictive and inclusive credit scoring model to date – overwhelmingly outperforms VantageScore 4.0 in mortgage origination predictive power.
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FICO Joins Forces with MI New York to Elevate Financial Literacy

As part of FICO’s partnership, MI New York cricketers will help raise awareness of the importance of financial literacy and credit education among fellow cricketers and cricket fans.
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FICO and the Hispanic 100 Foundation Hosts Free Financial Literacy Event to Help Consumers Unlock Their Financial Futures

Special guest, Congresswoman Young Kim to join workshop in Yorba Linda to encourage attendees to equip themselves for credit and financial success
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Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers

FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance

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