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FICO UK Credit Card Market Report: April 2025

Financial pressures remain evident as spending falls and average balances increase
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FICO Recognized as a Leader in 2025 AI Decisioning Platforms Report by Independent Research Firm

FICO® Platform received the highest score in current offering among 15 AI Decisioning Platform providers evaluated
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The Forrester Wave™: AI Decisioning Platforms, Q2 2025

FICO named a leader
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FICO UK Credit Card Market Report: March 2025

Financial pressures hitting UK households evident in drop in spend, whilst balances increase year-on-year
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Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment
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FICO Survey Finds 90% of Canadians Value Customer Experience Over Products and Services

Customer experience plays an important role in a customer’s financial decision making, including time commitment and loyalty
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BMO Strengthens Portfolio Decisions with FICO® Scores

Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.
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FICO Honors Cognizant for AI-Powered Financial Marketing Solution at Inaugural GSI Hackathon

Global partners join forces to drive the future of financial innovation with FICO Platform

UK Cards Data Reveals Fall in Spending but Rise in Balances

Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May
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FICO Honors Four Global Leaders in Analytics and Digital Transformation

First FICO Decision Hero Awards recognize four visionaries for careers transforming financial services through data-driven innovation
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Bradesco Stops Fraud with AI on FICO Platform, 1B Monthly Transactions, Double the Approval Speed

Brazilian banking giant modernizes fraud detection and digital account opening, securing real-time transaction monitoring and seamless customer onboarding
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Santander US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis

Santander uses FICO Platform to offer financing solutions across a wide range of credit profiles
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FICO Honors Infosys for Loyalty Program Innovation at Inaugural GSI Hackathon

Global partners join forces to drive the future of financial innovation with FICO Platform
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FICO UK Credit Card Market Report: January/February 2025

First-party fraud identified as potential risk as financial pressures impact affordability
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FICO Platform Helps Lloyds Banking Group Say Yes to More Customers

Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7

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