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China Construction Bank Expands Its Business With Millennial Credit Card Holders Using Big Data Predictive Analytics

China’s top bank wins FICO® Decisions Award for business results achieved with the FICO® Score X Data
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The heat is on

Meeting banking expectations via a platform infrastructure

US Bankcards Industry Benchmarking Trends: 2023 Q2 Update

Higher prices keep customers in a pinch from making on-time payments
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Risks of Multiple Credit Scores

Understanding the Risks of Multiple Credit Scores in Mortgage Lending
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FICO Score Open Access Program Reaches Milestone of 250 Million Consumer Financial Credit Accounts

Program improves transparency by enabling financial institutions to provide customers with free access to the actual FICO® Score used by lenders for credit decisions and risk management

Today's “No Hit” Applicant May Be Tomorrow’s Profitable Long-Term Customer

Auto-declining applicants with no credit bureau file can be a missed financial inclusion opportunity
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FICO® Score XD - How it works

Giving lenders the ability to identify credit ready, previously unscorable borrowers
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Digital-by-Default Collections: Agile Decision Management Is Key

Successful players constantly monitor and tune their approach, measure results, and decide on their next experiment.
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The Value of Transforming to a Data-Driven Digital Collection Shop: Two Years On

How a mainstream performer with the right investment, motivation, and focus can significantly shift needles
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Enterprise-level Digital Customer Communications Presentation

The FICO Platform Communication Capability is a dynamic communication tool that offers the ability to digitally engage with customers throughout the lifecycle — from marketing and origination to fraud, collections, and customer management.
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Scoring Innovations — Integrating Alternative Data Into Your Strategies Successfully for Expansion and Inclusion

The proliferation of alternative data options for expanding credit access raises some real-life questions about practical application
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Tackling New Debt Collection Regulations and Policy: Opportunities in Loss Prevention

Come hear and interact with experts as they discuss industry regulatory trends and highlight ways for you to implement successful loss prevention strategies that will aid both third-party and first-party collectors.
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Broadening Financial Inclusion in Mexico for an Additional 8 Million Eligible Consumers

In partnership with Círculo de Crédito, in Mexico, FICO has just announced the availability of FICO® Score 4 and FICO® Extended Score 4 in Mexico.
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Brightening Skies: How Regulatory Changes Will Fuel Digital Transformation and Customer Engagement

Strong customer communications are a central strategy for most successful businesses.
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What’s Cooking in the FICO® Scores Lab?

Join us as we explore some of the groundbreaking tools we’re building in the FICO® Scores lab to extract greater value in credit risk assessment from a diverse set of data sources.

Take the next step

Connect with FICO for answers to all your product and solution questions. Interested in becoming a business partner? Contact us to learn more. We look forward to hearing from you.