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Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment

Statement on FHFA’s Interim Lender Choice Policy, announced Tuesday July 15th:

The Federal Housing Finance Agency’s interim “lender choice” policy introduces a dangerous precedent that increases adverse selection risk that will raise prices for consumers. 
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BMO Strengthens Portfolio Decisions with FICO® Scores

Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

FICO® Score 10T Decisively Beats VantageScore 4.0 on Predictability

An analysis by FICO data scientists has found that FICO Score 10T significantly outperforms VantageScore 4.0 in mortgage origination predictive power. 
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Leading Fintech Achieve Taps FICO Score 10 T to Expand Consumer Access to Personal Loans

FICO and Achieve Partner to Power Brighter Financial Futures
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North American Financial Services Company

Empowering collection success through personalized, omni-channel engagement.
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Average US FICO Score Drops to 715

FICO analysis shows that more than eight million borrowers are potentially impacted by new student loan delinquencies, partly driving the two point drop of the average U.S. FICO® Score

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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myFICO Sees Significant Surge in Consumers Checking FICO Scores

As more consumers take control of understanding their credit health, myFICO’s free FICO® Score program has provided millions with the tools and education to help them succeed
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FICO Announces Availability of FICO Score Mortgage Simulator for Lender Use

Lenders can use the innovative tool through FICO’s partnership with Xactus to help offer customers more loan options and favorable rates
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FICO® Score 10T for mortgage credit resellers

Help your clients expand homeownership, increase volume, reduce risk, and evaluate FICO Score 10T at no additional charge.
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FICO Teams Up with Pro Volleyball Federation to Champion Financial Literacy for Volleyball Athletes and Fans

FICO’s sponsorship focuses on raising awareness of financial literacy and credit education through volleyball athletes, engaging fellow athletes and fans to make informed financial decisions
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Mortgage Lenders Report Strong Results from Early Adoption of FICO Score 10 T

More than two dozen mortgage lenders have signed up to adopt FICO Score 10 T

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

Evolving Landscape of Machine Learning Relative to the FICO® Score

How does progress in artificial intelligence stack up to the FICO credit score model?

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