


FICO UK Credit Card Market Report: March 2025
Financial pressures hitting UK households evident in drop in spend, whilst balances increase year-on-year

Using SMS, RCS and WhatsApp in Omni-Channel Communications
Lenders in Brazil can improve collections and fraud strategies by optimizing the balance of digital message channels

Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10
Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment

FICO Survey Finds 90% of Canadians Value Customer Experience Over Products and Services
Customer experience plays an important role in a customer’s financial decision making, including time commitment and loyalty

BMO Strengthens Portfolio Decisions with FICO® Scores
Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

FICO Honors Cognizant for AI-Powered Financial Marketing Solution at Inaugural GSI Hackathon
Global partners join forces to drive the future of financial innovation with FICO Platform

UK Cards Data Reveals Fall in Spending but Rise in Balances
Lenders should keep a close eye on credit card delinquencies, which saw a 10.4% increase in the percentage of customers missing one payment in May

FICO Honors Four Global Leaders in Analytics and Digital Transformation
First FICO Decision Hero Awards recognize four visionaries for careers transforming financial services through data-driven innovation

Bradesco Stops Fraud with AI on FICO Platform, 1B Monthly Transactions, Double the Approval Speed
Brazilian banking giant modernizes fraud detection and digital account opening, securing real-time transaction monitoring and seamless customer onboarding

Santander US Auto Business Wins 2025 FICO Decisions Award for Machine Learning Credit Risk Analysis
Santander uses FICO Platform to offer financing solutions across a wide range of credit profiles

FICO Honors Infosys for Loyalty Program Innovation at Inaugural GSI Hackathon
Global partners join forces to drive the future of financial innovation with FICO Platform

Velera Elevates Fraud Management and Cardholder Experience with FICO Platform
2025 FICO® Decision Award winner for Fraud Management recognized for transformative results across 715 financial institutions

FICO UK Credit Card Market Report: January/February 2025
First-party fraud identified as potential risk as financial pressures impact affordability

FICO Platform Helps Lloyds Banking Group Say Yes to More Customers
Leading UK high street banking group uses FICO® Platform to meet customer lending needs 24/7
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