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5 Steps to Strengthen Credit Risk Strategy for Lenders: A How to Guide for Institutions of All Sizes

How using FICO’s Innovation Lab can help future-proof for evolving economic conditions and credit risk decisions
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FICO UK Credit Card Market Report: August 2024

Spending rises and payments to balance fall pushing balances upwards as missed payments significantly higher year on year
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UnionBank Onboarded 50K Customers Monthly with FICO Platform

UnionBank, one of the Philippines’ most innovative financial institutions, has transformed its customer onboarding and credit decisioning process using FICO® Platform.
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FICO® Score 10T Materially Outperforms VantageScore 4.0

New analysis proves FICO® Score 10T’s superior performance for homebuyers, mortgage lenders and investors.
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2024 Bank Customer Experience Survey: Peru

Insights into Peruvian customer behaviors, preferences, and experiences with banks
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FICO UK Credit Card Market Report: July 2024

Spending falls following typical seasonal patterns although average balance is up 5.3% year-on-year and more customers miss one, two and three payments

UK Credit Cards Hit New Highs for Spending and Balances

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025
Young man in burnt orange jacket and beanie holding his phone and credit card smiling.

2024 Bank Customer Experience Survey: Netherlands

Insights into Dutch customer behaviors, preferences, and experiences with banks
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FICO UK Credit Card Market Report: June 2024

Start of summer uplift in spending evident although consumers also appear to be managing credit commitments positively

Determining the Next Best Action to Grow Customer Relationships

Next best action strategies and technology balance growth and risk for banks, while advancing customer relationships
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2024 Bank Customer Experience Survey: Italy

Insights into Italian customer behaviors, preferences, and experiences with banks
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Next Best Action in Retail Banking

Transforming customer relationships and building loyalty
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UK Credit Card Trends 2023-24: FICO Data Shows Rising Spend and Missed Payments

Year-on-year analysis reveals impact of continued high costs and inflation requiring lenders to remain vigilant
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2024 Bank Customer Experience Survey: Germany

Insights into German customer behaviors, preferences, and experiences with banks
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Revolutions - The Speed of Dreams

Enabling organizations to evolve in the AI era.

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