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Navigating Mortgage Market Shifts: Retention, Competition, and Smart Lending Strategies 2025

FICO World 25 Session Presentation
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How Santander US Auto Business Uses FICO® Platform to Expand Credit Access Nationwide

By combining scale with intelligent decisioning, Santander supports buyers from all walks of life, helping them navigate complex financial journeys with confidence.
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How Bradesco Uses FICO® Platform as an Enterprise Decisioning Engine Built on Data

See how Bradesco delivers on its “customer first” promise with real-time data & AI to create seamless, secure, and scalable services across millions of relationships.
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How Octane Uses FICO® Scores and FICO® Platform Omnichannel Engagement Capability to Expand Access to Credit

Discover how FICO Scores and decisioning tools help Octane unlock new opportunities and empower more people to pursue their passions confidently and efficiently.
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How Nationwide Replaced Legacy Systems with FICO® Platform to Modernize Mortgage Decisioning

Nationwide shares how this digital modernization cut credit decision times by 50% and created a more agile, scalable lending experience for millions of customers.
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FICO Partner Awards Showcase Game-Changing Innovators Worldwide

AWS, Dock, Fiserv, Infosys, TCS, Teradata and TSYS apply FICO analytics and decision management technology to advance customer centricity, fight fraud and streamline operations
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Westpac NZ Wins FICO Award After Successfully Adopting Platform and Enterprise Decision Analytics

Leading New Zealand bank with more than 1.5 million customers wins FICO Pioneer Award for its advanced decision innovation
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Cardinal Financial Works with FICO to Offer First VA Mortgage-Backed Security Decisioned on FICO® Score 10 T

Mortgage Leader to Integrate FICO’s Most Predictive Score to Help More Veterans Buy Homes
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Premier Lending Inc. Adopts FICO Score 10 T for Loan Originations and Whole Loan Investment Fund

 Mortgage Leader Signs on to Use FICO’s Most Predictive Score to Help More Borrowers Achieve Homeownership
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Primis Mortgage Company, Subsidiary of Primis Bank, Becomes First Banked Owned Originator to Adopt FICO® Score 10 T to Increase Access to Homeownership

Tech-Driven Bank to Tap FICO’s Most Predictive Score for Non-Conforming Mortgage Products
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Managing risk with frictionless digital onboarding and merchant monitoring

Enriching the merchant profile throughout the lifecycle

Open Banking: What's Next for the US & Canada?

There are clear financial and relationship benefits to open banking, and banks that act swiftly may get a competitive advantage
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CrossCountry Mortgage Adopts FICO® Score 10 T, Providing Forward Looking Insights for Mortgage-Backed Security Investors

First Mortgage Lender Committed to Issuing Mortgage-Backed Securities Exclusively Based on FICO® Score 10 T
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Breaking silos: Origination and application fraud - Spanish

Remove barriers to reduce credit risk and fraud exposure, improve customer experience, and promote business growth.
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Why Merchant Acquirers Need Digital Decisioning Platforms

Decision intelligence to manage risk throughout the lifecycle

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