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How Did the Pandemic Affect UK Consumers’ Card Payments?

FICO data reveals that the positive payment behaviour from the pandemic is still persisting
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Cognizant Builds AI Marketing Engine on FICO Platform

How do you optimize marketing offers in real time with AI? Cognizant shows us how.
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Infosys Builds Winning AI Solution on FICO Platform in 6 Weeks

How do you build a winning AI solution in just six weeks? Infosys shows us how.
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New FICO Survey: Consumers Will Switch Banks If Fraud Prevention Expectations Are Not Met

Global survey shows that real-time-payments (RTP) usage and scams are growing both in frequency and value of loss worldwide
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FICO UK Credit Card Market Report: August 2024

Spending rises and payments to balance fall pushing balances upwards as missed payments significantly higher year on year

Reflections on Innovation: 101 AI and Software Patents Granted

We have built a data science organization that prizes creativity and operationalizes innovation for demonstrable business benefit and positive customer impact
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UnionBank Onboarded 50K Customers Monthly with FICO Platform

UnionBank, one of the Philippines’ most innovative financial institutions, has transformed its customer onboarding and credit decisioning process using FICO® Platform.
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FICO® Score 10T Materially Outperforms VantageScore 4.0

New analysis proves FICO® Score 10T’s superior performance for homebuyers, mortgage lenders and investors.
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2024 Bank Customer Experience Survey: Peru

Insights into Peruvian customer behaviors, preferences, and experiences with banks
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FICO Solutions Help Bank Mandiri Slash Fraud by 80% on Cards and 85% on Digital App as Digital Channels Boom

Indonesia’s largest financial institution dramatically reduces fraud losses on its Livin’ by Mandiri banking super app, safeguarding over 1.64 billion transactions
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FICO UK Credit Card Market Report: July 2024

Spending falls following typical seasonal patterns although average balance is up 5.3% year-on-year and more customers miss one, two and three payments

UK Credit Cards Hit New Highs for Spending and Balances

FICO data suggests the ongoing impact of inflation could affect consumer affordability through 2025
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2024 Bank Customer Experience Survey: Netherlands

Insights into Dutch customer behaviors, preferences, and experiences with banks

Yapı Kredi Achieves Award-Winning Success Cutting Fraud

By using FICO® Falcon® Fraud Manager, this Turkish lender relies on AI and machine learning to keep a low fraud ratio
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FICO UK Credit Card Market Report: June 2024

Start of summer uplift in spending evident although consumers also appear to be managing credit commitments positively

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