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FICO® Score 10T for Mortgage Originators Fact Sheet

Lead mortgage originations with the most predictive FICO® Score powered by trended data.
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CrossCountry Mortgage Adopts FICO® Score 10 T, Providing Forward Looking Insights for Mortgage-Backed Security Investors

First Mortgage Lender Committed to Issuing Mortgage-Backed Securities Exclusively Based on FICO® Score 10 T
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FICO® Score 10T for Mortgage Investors Fact Sheet

Enhance your mortgage portfolio with the most powerful FICO® Score ever — mitigate risk, strengthen liquidity with a globally recognized scoring standard.
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FICO® Score 10T for Mortgage Servicers

Strengthen mortgage servicing portfolios, boost returns, reduce risk, and more accurately assess cash flow using tended data to improve forecasting.

Average U.S. FICO® Score stays at 717 even as consumers are faced with economic uncertainty

Inflation fatigue puts more borrowers under financial pressure

Are FICO® Scores the Same Around the World?

FICO is committed to creating the most effective credit score for each international market
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Average Canadian FICO Score is 762, Indicating Strong Consumer Credit Health Amidst Economic Uncertainty

FICO® Scores are dynamic as they interpret and summarize evolving consumer behaviour captured in credit bureau files

Credit Union Borrowers’ Average FICO Score Slightly Decreased over the Last 2 Years

Debt and missed payments continue to rise, contributing to a change in the average
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Leading Mortgage Lender Movement Mortgage Becomes Early Adopter of FICO’s Most Predictive Credit Scoring Model

Using FICO Score 10 T Can Expand Mortgage Approval Rates by up to 5% When Compared to Versions Used Today
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FICO® Score Remains the Most Widely Used Credit Score in the Securitization Market, Keeping Lender Confidence

Study finds more than 95% of asset-backed securitizations rely on FICO® Scores

A World Without FICO Credit Scores: What Was It Like?

Movement Mortgage’s Anna Benz discusses the importance of FICO Scores in the credit ecosystem
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FICO Hosts Free Financial Literacy Event for Chicago Residents During Final Stop of Chelsea FC’s Summer Tour

FICO’s Score A Better Future event encourages people to understand credit and how to set themselves up to successfully meet their financial goals
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FICO Provides Financial Literacy Empowerment with Free Credit Education Event During Chelsea FC’s Atlanta Stop

FICO partners with U.S. Soccer Foundation and City of College Park to offer financial educational resources to attendees
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FICO Showcases Credit Education Program for Teens During Chelsea FC Summer Tour to Promote Financial Literacy and Empowerment

Score A Better Future Fundamentals program partners with U.S. Soccer Foundation and Chelsea Football Club to hold workshops teaching students how to take control of their financial futures
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Belvo and FICO Announce Partnership to Expand Credit Access in Brazil Through Open Finance

The Belvo Open Finance Score, powered by FICO, will help lenders make more accurate and inclusive risk assessments

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