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Credit Fundamentals and Trends 2024

Credit Fundamentals and Trends
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90% of Credit-Eligible US Population Can Be Scored by FICO Score Suite

By leveraging powerful and relevant alternative data that provides a more complete picture of borrower credit risk, the FICO Score suite helps to identify those previously non-scorable consumers
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Enhance decision-making agility to instill certainty in underwriting processes

Improve time consuming underwriting practices with real-time solutions that make it possible for companies to replicate the know-how of claims expert.
Corporate News

Círculo de Crédito Helps An Additional 20 Million Mexicans Access Credit Using FICO Scores

Fastest-growing credit bureau in Mexico wins FICO® Decisions Award for Decision Management Innovation
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FICO Launches FICO® Score 4 Suite to Broaden Financial Inclusion in Mexico

FICO® Score 4 and FICO® Extended Score 4 can help lenders, insurers, and service providers in Mexico extend access to credit to an additional 8 million eligible consumers
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FICO Introduces FICO Score 10 in Canada

Newest FICO® Score Outperforms Prior FICO® Scores, Providing Greater Predictive Power for Precise Credit Risk Decisions
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FICO Safe Driving Score

The foundation of the FICO Score Telematics Suite
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Why Secondary Market Investors Should Use FICO Score 10T

Jim Wehmann in Conversation With Joe Seidel, COO, SIFMA
Corporate News

Global Industry Experts to Judge 2022 FICO Decisions Awards

Awards honor FICO customers achieving outstanding results with AI, machine learning and digital transformation
Corporate News

FICO Recognized as a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report

For the fifth consecutive year, FICO is the Innovation category leader
Corporate News

Jim Wehmann, Executive Vice President of Scores at FICO, Joins Mortgage Banker’s Association Board

The board members help set the strategic direction for the MBA and oversee the management of the association's affairs.
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Independent Auto Finance

Reducing car loan risk and processing time

Using AI and Data Science to Fight Bias and Drive Opportunities

FICO’s expansion of its Educational Analytics Challenge and Responsible AI collaboration with customers globally can improve transparency and economic outcomes
Corporate News

Call for Best Advanced Analytics Achievements of the Year: 2022 FICO Decisions Awards Now Open

Awards honor FICO customers achieving outstanding results with AI, machine learning and decision management
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Empowering banks to navigate the interest rates volatility

How APAC banks can thrive in a fluctuating interest rate environment

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