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Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform

Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
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FICO® Score Credit Insights Report: Average FICO Score Dips to 714

Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize

The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge

Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth

​​Modernizing Credit Scoring for the BNPL Era​

Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks

Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?

FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
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myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership

Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
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FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program

New capability enables direct FICO Score delivery through MeridianLink’s platform, expanding competitive options for lenders
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FICO Score 10T Sees Surge of Adoption by Mortgage Lenders

Lenders are leveraging FICO's most predictive credit score for non-conforming loans to responsibly help more people attain the dream of homeownership
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FICO Partners with LoanPASS to Launch First Batch Pricing Tool for FICO® Score 10T

New capability to enable lenders to compare FICO® Score 10T and Classic FICO® across thousands of loans simultaneously

Canada Bankcard Industry Benchmarking Trends: Q2 2025  

Credit card insights uncover developing financial pressures affecting many Canadians
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Octane Earns a 2025 FICO Decision Award; Responsibly Expands Credit Access with FICO Auto Score 10

Fintech company uses FICO® Auto Score 10 to help grow originations by 36% and responsibly expand credit access in the recreational market, including Powersports, RV, and Outdoor Power Equipment
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BMO Strengthens Portfolio Decisions with FICO® Scores

Discover how BMO uses the industry-standard FICO® Score and FICO’s Decision Management Platform to navigate changing credit conditions with confidence.

Canada Bankcard Industry Benchmarking Trends: Q1 2025

Credit card data reveals many Canadians are struggling to pay off their monthly balances
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Mortgage Lenders Report Strong Results from Early Adoption of FICO Score 10 T

More than two dozen mortgage lenders have signed up to adopt FICO Score 10 T

Octane Grows Lending by 36% with FICO Auto Score 10

Using FICO® Auto Score 10, Octane responsibly expands credit access and grows recreational financing by 36%.

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