Banco Santa Cruz Cuts Policy Change Cycles from 90 to 2 Days Using FICO Platform
Dominican Republic's third-largest private bank reduces projected delinquency rates by 65% while achieving 85% faster time-to-market for new products
FICO® Score Credit Insights Report: Average FICO Score Dips to 714
Student loan repayment and mortgage delinquencies drive decline of average FICO Score as broader credit conditions stabilize
Merchant Acquiring: The Fraud Landscape for Competitive Advantage
As merchant acquiring models evolve, fraud management must expand beyond traditional transaction monitoring toward a broader view of ecosystem governance
The Informed Borrower Opportunity: Meeting America's Demand for Credit Knowledge
Why addressing widespread financial misconceptions isn't just about education—it's about building the foundation for sustainable lending growth
FICO UK Credit Card Market Report: January 2026
Persistent financial pressures evident as customers reduce spend and focus on paying credit card bills, but missed payments remain high
FICO Launches Digital Tool Hub to Help Lenders Accelerate Credit Risk Strategy Innovation and Advance Financial Inclusion
The FICO Score Credit Insights Lab delivers interactive benchmarking, modeling and financial inclusion tools for lenders built on trusted FICO® Scores
Modernizing Credit Scoring for the BNPL Era
Learn how FICO® Score 10 BNPL and FICO® Score 10T BNPL will incorporate BNPL accounts within credit reporting frameworks
NFCC Increases Debt Relief Program Eligibility While Recovering $1 Billion Using FICO Score Open Access Program
America's largest nonprofit credit counseling organization launches new programs to help consumers pay off debt affordably and avoid costly debt settlement scams
Has the Reporting of Rental Data to the Credit Reporting Agencies (CRAs) Increased?
FICO Score 10T includes rental data, but consumers can only experience the benefit of this to the extent that their rental data is reported to the CRAs
FICO Partners with Banzai to Bring Credit Education to Millions of Students Nationwide
Partnership brings FICO’s Score A Better Future® Fundamentals curriculum to 150,000 teachers through Banzai's education platform
myFICO Launches New Mortgage Score Simulator to Help Consumers Prepare for Homeownership
Simulator provides insight into how everyday actions could influence FICO® Scores most widely used in mortgage lending
FICO and MeridianLink Partner to Expand Access to FICO Mortgage Direct License Program
New capability enables direct FICO Score delivery through MeridianLink’s platform, expanding competitive options for lenders
FICO UK Credit Card Market Report: December 2025
Continued financial pressures evident as balances reach highest level since FICO records began
Grab Finance Expands Credit Access Across Southeast Asia Using FICO Platform, Delivering 22 Workflows in Six Countries
Region’s leading superapp advances financial inclusion for millions by applying advanced decisioning to behavioral data
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